Sep, 30, 2025 — JEMEZ VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in JEMEZ SPRINGS, NM with 2 branch locations and about $27.35 million in total assets. Opened 60 years ago in 1966, JEMEZ VALLEY CREDIT UNION has about 1,855 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JEMEZ VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 17117 HIGHWAY 4 JEMEZ SPRINGS, NM 87025-0120 |
| Phone: | (575) 829-3366 |
| Fax: | (575) 829-3365 |
| Website: | https://www.jvcu.org |
| Branches: | 2 branch locations |
| Members: | 1,855 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62637 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,347,057 |
| CEO/Manager: | Tina Trujillo |
| Chairperson: | Glenda Witt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,026,275 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,219,666 |
| Unsecured Loans | 1,019,253 |
| Other Loans | 4,269,032 |
| TOTAL LOANS | 10,507,951 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -82,823 |
| Land And Building | 988,246 |
| Other Fixed Assets | 100,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 228,246 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,347,057 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,593 |
| Notes & Interest Payable | 50,661 |
| Accounts Payable & Other Liabilities | 30,450 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,657,896 |
| Regular shares | 9,601,719 |
| All Other Shares & Deposits | 6,486,192 |
| TOTAL SHARES & DEPOSITS | 23,745,807 |
| TOTAL LIABILITIES | 23,831,511 |
| Regular Reserve | 0 |
| Other Reserves | 570,716 |
| Undivided Earnings | 2,944,830 |
| TOTAL EQUITY | 3,515,546 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,347,057 |
| INCOME & EXPENSE | |
| Loan Income | 589,527 |
| Investment Income | 310,415 |
| Other Income | 88,721 |
| Total Employee Compensation & Benefits | 416,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 485,492 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 82,823 |
| Cost of Funds | 114,063 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -10,274 |
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