Sep, 30, 2025 — ST. JAMES PARISH CREDIT UNION is a federally insured state chartered credit union headquartered in CINCINNATI, OH with 1 branch location and about $5.75 million in total assets. Opened 87 years ago in 1939, ST. JAMES PARISH CREDIT UNION has about 803 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JAMES PARISH CREDIT UNION |
|---|---|
| Address: (Main Office) | 6195 Cheviot Rd CINCINNATI, OH 45247-6120 |
| Phone: | (513) 385-5921 |
| Fax: | (513) 385-0199 |
| Website: | https://www.stjpcu.com |
| Branches: | 1 branch locations |
| Members: | 803 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62624 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,754,716 |
| CEO/Manager: | Debbie R Schuster |
| Chairperson: | Richard Betsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 311,197 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,063,864 |
| Unsecured Loans | 144,461 |
| Other Loans | 2,110,688 |
| TOTAL LOANS | 3,319,013 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,057 |
| Land And Building | 32,934 |
| Other Fixed Assets | 2,468 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,952 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,754,716 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -5,259 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,594,084 |
| All Other Shares & Deposits | 1,875,418 |
| TOTAL SHARES & DEPOSITS | 4,469,502 |
| TOTAL LIABILITIES | 4,464,243 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,290,473 |
| TOTAL EQUITY | 1,290,473 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,754,716 |
| INCOME & EXPENSE | |
| Loan Income | 196,165 |
| Investment Income | 71,206 |
| Other Income | 2,560 |
| Total Employee Compensation & Benefits | 85,522 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 55,811 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,500 |
| Cost of Funds | 45,697 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 84,044 |
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