Dec, 31, 2023 — WHITEWATER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in HARRISON, OH with 2 branch locations and about $11.79 million in total assets. Opened 70 years ago in 1954, WHITEWATER COMMUNITY CREDIT UNION has about 1,588 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITEWATER COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1157 Harrison Ave HARRISON, OH 45030 |
| Phone: | (513) 202-1306 |
| Fax: | (513) 202-1309 |
| Website: | https://www.whitewaterccu.org |
| Branches: | 2 branch locations |
| Members: | 1,588 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61760 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,794,357 |
| CEO/Manager: | Jenny Bowling |
| Chairperson: | Tom pack |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 658,022 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 437,296 |
| Unsecured Loans | 460,293 |
| Other Loans | 7,901,944 |
| TOTAL LOANS | 8,799,546 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,811 |
| Land And Building | 0 |
| Other Fixed Assets | 14,059 |
| NCUSIF Deposit | 107,833 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,794,357 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,024 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,923,898 |
| Regular shares | 5,932,363 |
| All Other Shares & Deposits | 2,943,768 |
| TOTAL SHARES & DEPOSITS | 10,800,029 |
| TOTAL LIABILITIES | 10,821,053 |
| Regular Reserve | 0 |
| Other Reserves | 331,778 |
| Undivided Earnings | 641,526 |
| TOTAL EQUITY | 973,304 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,794,357 |
| INCOME & EXPENSE | |
| Loan Income | 397,782 |
| Investment Income | 124,643 |
| Other Income | 143,320 |
| Total Employee Compensation & Benefits | 301,106 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 254,311 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,600 |
| Cost of Funds | 59,977 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 97,401 |
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