Dec, 31, 2023 — WHITESVILLE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WHITESVILLE, KY with 1 branch location and about $34.21 million in total assets. Opened 62 years ago in 1962, WHITESVILLE COMMUNITY CREDIT UNION has about 2,299 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | WHITESVILLE COMMUNITY CREDIT UNION |
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Address: (Main Office) | 10589 Franklin St WHITESVILLE, KY 42378 |
Phone: | (270) 233-4447 |
Fax: | (270) 233-4880 |
Website: | https://www.whitesvillecommunitycu.com/ |
Branches: | 1 branch locations |
Members: | 2,299 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62432 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1962 |
Last Audited: | Jan 01, 2024 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $34,210,802 |
CEO/Manager: | Kim S Greer |
Chairperson: | Donnie Howard |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,775,171 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,091,953 |
Unsecured Loans | 243,541 |
Other Loans | 5,848,722 |
TOTAL LOANS | 10,466,887 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,279 |
Land And Building | 92,328 |
Other Fixed Assets | 14,210 |
NCUSIF Deposit | 333,175 |
All Other Assets | 0 |
TOTAL ASSETS | 34,210,802 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 31,043 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 144,932 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 6,589,344 |
Regular shares | 24,268,142 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 30,857,485 |
TOTAL LIABILITIES | 31,033,460 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 3,177,342 |
TOTAL EQUITY | 3,177,342 |
TOTAL LIABILITIES, SHARES, & EQUITY | 34,210,802 |
INCOME & EXPENSE | |
Loan Income | 407,844 |
Investment Income | 503,640 |
Other Income | 171,660 |
Total Employee Compensation & Benefits | 364,224 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 492,846 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 96,991 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 129,083 |
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» See also Statement of Financial Condition