UNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.unitycu.com for more information.
Sep, 30, 2025 — UNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WARREN, MI with 2 branch locations and about $59.14 million in total assets. Opened 72 years ago in 1954, UNITY CREDIT UNION has about 3,444 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 7240 E 12 MILE RD WARREN, MI 48092 |
| Phone: | (586) 573-4110 |
| Fax: | (586) 573-2593 |
| Website: | https://www.unitycu.com |
| Branches: | 2 branch locations |
| Members: | 3,444 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62362 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $59,137,688 |
| CEO/Manager: | Dennis Moriarity |
| Chairperson: | Steve Redmond |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,002,706 |
| TOTAL INVESTMENTS | 41,779,600 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,867,231 |
| Unsecured Loans | 1,703,470 |
| Other Loans | 5,832,319 |
| TOTAL LOANS | 9,562,926 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -84,057 |
| Land And Building | 204,190 |
| Other Fixed Assets | 77,714 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 445,030 |
| All Other Assets | 149,579 |
| TOTAL ASSETS | 59,137,688 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 576 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 195,471 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,473,697 |
| Regular shares | 27,570,648 |
| All Other Shares & Deposits | 15,229,309 |
| TOTAL SHARES & DEPOSITS | 50,273,654 |
| TOTAL LIABILITIES | 50,469,701 |
| Regular Reserve | 1,646,566 |
| Other Reserves | -69,008 |
| Undivided Earnings | 7,090,429 |
| TOTAL EQUITY | 8,667,987 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 59,137,688 |
| INCOME & EXPENSE | |
| Loan Income | 267,363 |
| Investment Income | 212,149 |
| Other Income | 30,437 |
| Total Employee Compensation & Benefits | 264,526 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 224,797 |
| Non-operating Income & (Expense) | 16,024 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 32,102 |
| Cost of Funds | 10,918 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 36,689 |
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