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EASTPOINTE COMMUNITY CREDIT UNION

Dec, 31, 2023 — EASTPOINTE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in EASTPOINTE, MI with 1 branch location and about $11.15 million in total assets. Opened 74 years ago in 1950, EASTPOINTE COMMUNITY CREDIT UNION has about 1,412 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EASTPOINTE COMMUNITY CREDIT UNION
Address:
(Main Office)
22544 Gratiot Ave
EASTPOINTE, MI 48021-2312
Phone:(586) 775-3160
Fax:(586) 775-3160
Website:https://www.eastpointeccu.com
Branches:1 branch locations
Members:1,412
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60124
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1950
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$11,145,113
CEO/Manager:Theresa Hing
Chairperson:Deborah Szukala

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 527,459
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 474,714
 Unsecured Loans 264,564
 Other Loans 5,771,784
 TOTAL LOANS 6,512,646
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,210
 Land And Building 8,881
 Other Fixed Assets 7,258
 NCUSIF Deposit 105,197
 All Other Assets 0
  TOTAL ASSETS 11,145,113
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 16,949
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,116,869
 Regular shares 7,575,028
 All Other Shares & Deposits 15,813
  TOTAL SHARES & DEPOSITS 10,707,711
  TOTAL LIABILITIES 10,724,660
 Regular Reserve 0
 Other Reserves -266,275
 Undivided Earnings 686,728
  TOTAL EQUITY 420,453
  TOTAL LIABILITIES, SHARES, & EQUITY 11,145,113
INCOME & EXPENSE  
 Loan Income 302,060
 Investment Income 69,851
 Other Income 183,362
 Total Employee Compensation & Benefits 243,015
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 305,390
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -15,183
 Cost of Funds 6,514
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 15,537
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