Credit Unions Near Me
National Credit Union Service Organization

POLISH-AMERICAN FEDERAL CREDIT UNION

Mar, 31, 2021 — POLISH-AMERICAN FEDERAL CREDIT UNION is a federal credit union headquartered in TROY, MI with 2 branch locations and about $155.06 million in total assets. Opened 45 years ago in 1976, POLISH-AMERICAN FEDERAL CREDIT UNION has about 6,766 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272486407
Name:POLISH-AMERICAN FEDERAL CREDIT UNION
Address:
(Main Office)
2889 E MAPLE RD
TROY, MI 48083
Phone:(248) 619-0440
Fax:(248) 619-3230
Website:http://www.mypafcu.com
Branches:2 branch locations
Members:6,766
Credit Union Type:Federal Credit Union
Charter Number:22280
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1976
Last Audited:Jul 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$155,064,937
CEO/Manager:John A Swidwinski
Chairperson:Stefan Kobylecki

Call Report

  • Commercial Loans
  • Credit Builder
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 35,112,415
TOTAL INVESTMENTS 35,223,700
Loans Held for Sale 0
 
 Real Estate Loans 72,509,467
 Unsecured Loans 2,630,623
 Other Loans 6,726,925
 TOTAL LOANS 81,867,015
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -400,087
 Land And Building 1,071,888
 Other Fixed Assets 97,011
 NCUSIF Deposit 1,184,903
 All Other Assets 908,092
  TOTAL ASSETS 155,064,937
LIABILITIES & CAPITAL:  
 Dividends Payable 237,804
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 285,182
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 29,438,268
 Regular shares 42,319,861
 All Other Shares & Deposits 67,264,082
  TOTAL SHARES & DEPOSITS 139,022,211
  TOTAL LIABILITIES 139,545,197
 Regular Reserve 1,495,057
 Other Reserves 0
 Undivided Earnings 14,024,683
  TOTAL EQUITY 15,519,740
  TOTAL LIABILITIES, SHARES, & EQUITY 155,064,937
INCOME & EXPENSE  
 Loan Income 791,929
 Investment Income 59,395
 Other Income 159,075
 Total Employee Compensation & Benefits 387,739
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 323,450
 Non-operating Income & (Expense) 1,500
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 179,886
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 120,824
↑ Back to Top

Other Credit Unions

WARREN MUNICIPAL FEDERAL CREDIT UNION
31300 HOOVER
WARREN, MI 48093
TANDEM FEDERAL CREDIT UNION
21043 Mound Rd
WARREN, MI 48091-2903
CONSTRUCTION FEDERAL CREDIT UNION
30400 TELEGRAPH RD STE 122, BINGHAM
BINGHAM FARMS, MI 48025
T&I CREDIT UNION
600 N MAIN ST
CLAWSON, MI 48017
ABD FEDERAL CREDIT UNION
27850 MOUND RD
WARREN, MI 48092
UNITY CREDIT UNION
7240 E 12 MILE RD
WARREN, MI 48092
THE LOCAL CREDIT UNION
39139 MOUND ROAD
STERLING HEIGHT, MI 48310-2737
OUR CREDIT UNION
3070 NORMANDY RD
ROYAL OAK, MI 48073
EXTRA CREDIT UNION
6611 CHICAGO ROAD
WARREN, MI 48092
BIRMINGHAM-BLOOMFIELD CREDIT UNION
576 E LINCOLN ST
BIRMINGHAM, MI 48009-1757