Sep, 30, 2025 — GREATER KENTUCKY CREDIT UNION is a federally insured state chartered credit union headquartered in LEXINGTON, KY with 2 branch locations and about $87.99 million in total assets. Opened 73 years ago in 1953, GREATER KENTUCKY CREDIT UNION has about 9,271 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER KENTUCKY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 RED MILE RD LEXINGTON, KY 40504-2650 |
| Phone: | (859) 231-9300 |
| Fax: | (859) 252-3975 |
| Website: | https://www.gtkycu.com |
| Branches: | 2 branch locations |
| Members: | 9,271 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62228 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $87,987,779 |
| CEO/Manager: | Michael Little |
| Chairperson: | Kenneth Hadley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,987,411 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,166,144 |
| Unsecured Loans | 1,348,414 |
| Other Loans | 53,622,814 |
| TOTAL LOANS | 68,274,214 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -359,858 |
| Land And Building | 628,443 |
| Other Fixed Assets | 150,940 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 709,087 |
| All Other Assets | 121,798 |
| TOTAL ASSETS | 87,987,779 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 83,015 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 443,764 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,947,832 |
| Regular shares | 17,940,834 |
| All Other Shares & Deposits | 43,534,895 |
| TOTAL SHARES & DEPOSITS | 77,423,560 |
| TOTAL LIABILITIES | 77,950,339 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,037,440 |
| TOTAL EQUITY | 10,037,440 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 87,987,779 |
| INCOME & EXPENSE | |
| Loan Income | 2,715,725 |
| Investment Income | 528,330 |
| Other Income | 430,114 |
| Total Employee Compensation & Benefits | 1,215,488 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,186,830 |
| Non-operating Income & (Expense) | 3,733 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 148,349 |
| Cost of Funds | 1,341,989 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 90,374 |
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