Sep, 30, 2025 — WHITEFISH CREDIT UNION ASSOCIATION is a federally insured state chartered credit union headquartered in WHITEFISH, MT with 8 branch locations and about $1.99 billion in total assets. Opened 92 years ago in 1934, WHITEFISH CREDIT UNION ASSOCIATION has about 63,672 members and employs 221 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITEFISH CREDIT UNION ASSOCIATION |
|---|---|
| Address: (Main Office) | 300 Baker Ave WHITEFISH, MT 59937 |
| Phone: | (406) 862-3525 |
| Fax: | (406) 862-2143 |
| Website: | https://www.whitefishcu.com |
| Branches: | 8 branch locations |
| Members: | 63,672 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61949 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,991,742,133 |
| CEO/Manager: | James A Kenyon |
| Chairperson: | Frank Barnes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 69,628,084 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,141,433,022 |
| Unsecured Loans | 12,451,181 |
| Other Loans | 74,527,609 |
| TOTAL LOANS | 1,291,470,460 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,388,223 |
| Land And Building | 29,901,630 |
| Other Fixed Assets | 4,183,772 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,466,626 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,991,742,133 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,088,516 |
| Notes & Interest Payable | 50,000,000 |
| Accounts Payable & Other Liabilities | 11,144,945 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 41,559,448 |
| Regular shares | 966,253,710 |
| All Other Shares & Deposits | 724,806,374 |
| TOTAL SHARES & DEPOSITS | 1,732,619,531 |
| TOTAL LIABILITIES | 1,802,856,276 |
| Regular Reserve | 0 |
| Other Reserves | -66,052,454 |
| Undivided Earnings | 254,938,311 |
| TOTAL EQUITY | 188,885,857 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,991,742,133 |
| INCOME & EXPENSE | |
| Loan Income | 49,192,449 |
| Investment Income | 13,441,164 |
| Other Income | 806,433 |
| Total Employee Compensation & Benefits | 17,908,094 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,053,838 |
| Non-operating Income & (Expense) | -14,845 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 222,456 |
| Cost of Funds | 28,707,587 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,238,459 |
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