Sep, 30, 2025 — RINCONES PRESBYTERIAN CREDIT UNION is a federally insured state chartered credit union headquartered in CHACON, NM with 2 branch locations and about $5.90 million in total assets. Opened 66 years ago in 1960, RINCONES PRESBYTERIAN CREDIT UNION has about 730 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RINCONES PRESBYTERIAN CREDIT UNION |
|---|---|
| Address: (Main Office) | 11 Kingfisher Road CHACON, NM 87713 |
| Phone: | (575) 387-6339 |
| Fax: | (575) 387-6854 |
| Website: | https://www.rpcu.online |
| Branches: | 2 branch locations |
| Members: | 730 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61946 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,895,032 |
| CEO/Manager: | Alfrida Valencia |
| Chairperson: | Nicholas Casados |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 592,773 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 93,695 |
| Other Loans | 4,500,507 |
| TOTAL LOANS | 4,603,464 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -74,617 |
| Land And Building | 64,815 |
| Other Fixed Assets | 8,305 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 41,922 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,895,032 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,678 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,116 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,951,747 |
| All Other Shares & Deposits | 3,292,058 |
| TOTAL SHARES & DEPOSITS | 5,243,807 |
| TOTAL LIABILITIES | 5,272,601 |
| Regular Reserve | 0 |
| Other Reserves | 33,527 |
| Undivided Earnings | 588,904 |
| TOTAL EQUITY | 622,431 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,895,032 |
| INCOME & EXPENSE | |
| Loan Income | 247,406 |
| Investment Income | 13,958 |
| Other Income | 38,691 |
| Total Employee Compensation & Benefits | 83,119 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 110,332 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 750 |
| Cost of Funds | 87,373 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 26,667 |
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