Sep, 30, 2025 — METRO CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, MO with 2 branch locations and about $119.70 million in total assets. Opened 91 years ago in 1935, METRO CREDIT UNION has about 9,304 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METRO CREDIT UNION |
|---|---|
| Address: (Main Office) | 447 S Campbell Ave SPRINGFIELD, MO 65806-2009 |
| Phone: | (417) 869-9654 |
| Fax: | (417) 869-4719 |
| Website: | https://www.metro.coop |
| Branches: | 2 branch locations |
| Members: | 9,304 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61840 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $119,699,664 |
| CEO/Manager: | Kevin D Stubblefield |
| Chairperson: | David O'Dell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,953,960 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,123,400 |
| Unsecured Loans | 3,738,213 |
| Other Loans | 49,818,818 |
| TOTAL LOANS | 74,680,431 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -870,499 |
| Land And Building | 1,897,770 |
| Other Fixed Assets | 82,154 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 956,859 |
| All Other Assets | 145,235 |
| TOTAL ASSETS | 119,699,664 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,139 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 455,242 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,096,662 |
| Regular shares | 42,701,845 |
| All Other Shares & Deposits | 46,731,093 |
| TOTAL SHARES & DEPOSITS | 104,529,600 |
| TOTAL LIABILITIES | 104,986,981 |
| Regular Reserve | 0 |
| Other Reserves | 7,007,046 |
| Undivided Earnings | 7,705,637 |
| TOTAL EQUITY | 14,712,683 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 119,699,664 |
| INCOME & EXPENSE | |
| Loan Income | 3,872,768 |
| Investment Income | 1,011,213 |
| Other Income | 313,772 |
| Total Employee Compensation & Benefits | 1,613,751 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,452,476 |
| Non-operating Income & (Expense) | -44,452 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 448,076 |
| Cost of Funds | 1,091,310 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,012,537 |
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