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A+ FEDERAL CREDIT UNION

Sep, 30, 2025 — A+ FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 22 branch locations and about $2.53 billion in total assets. Opened 77 years ago in 1949, A+ FEDERAL CREDIT UNION has about 191,924 members and employs 534 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 314977104
Name:A+ FEDERAL CREDIT UNION
Address:
(Main Office)
6420 E Highway 290
AUSTIN, TX 78723-1030
Phone:(512) 302-6800
Fax:(512) 459-1703
Website:https://www.aplusfcu.org
Branches:22 branch locations
Members:191,924
Credit Union Type:Federal Credit Union
Charter Number:6178
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1949
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$2,534,595,067
CEO/Manager:Eric R Kase
Chairperson:Landon K Spillmann

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 359,760,684
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,179,813,848
 Unsecured Loans 118,065,987
 Other Loans 755,071,483
 TOTAL LOANS 2,053,030,457
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -35,917,712
 Land And Building 45,675,499
 Other Fixed Assets 1,672,728
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 18,442,396
 All Other Assets 3,880,496
  TOTAL ASSETS 2,534,595,067
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 120,000,000
 Accounts Payable & Other Liabilities 45,627,257
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 458,950,452
 Regular shares 733,560,898
 All Other Shares & Deposits 841,183,382
  TOTAL SHARES & DEPOSITS 2,033,694,732
  TOTAL LIABILITIES 2,199,321,989
 Regular Reserve 0
 Other Reserves -556,158
 Undivided Earnings 335,829,236
  TOTAL EQUITY 335,273,078
  TOTAL LIABILITIES, SHARES, & EQUITY 2,534,595,067
INCOME & EXPENSE  
 Loan Income 88,638,851
 Investment Income 8,976,875
 Other Income 9,814,187
 Total Employee Compensation & Benefits 43,812,441
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 27,040,807
 Non-operating Income & (Expense) 91,476
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,989,640
 Cost of Funds 22,492,621
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 19,549,120
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