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UNIVERSITY FEDERAL CREDIT UNION

Dec, 31, 2020 — UNIVERSITY FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 23 branch locations and about $3.34 billion in total assets. Opened 85 years ago in 1936, UNIVERSITY FEDERAL CREDIT UNION has about 328,290 members and employs 730 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 314977405
Name:UNIVERSITY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 9350
AUSTIN, TX 78766
Phone:(512) 467-8080
Fax:
Website:http://www.ufcu.org
Branches:23 branch locations
Members:328,290
Credit Union Type:Federal Credit Union
Charter Number:1367
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$3,340,852,608
CEO/Manager:Tony C Budet
Chairperson:D M Harris

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 675,810,502
TOTAL INVESTMENTS 4,271,966
Loans Held for Sale 82,214,540
 
 Real Estate Loans 1,122,425,039
 Unsecured Loans 227,711,618
 Other Loans 1,021,668,943
 TOTAL LOANS 2,371,845,090
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -18,305,905
 Land And Building 67,157,348
 Other Fixed Assets 14,405,799
 NCUSIF Deposit 26,527,221
 All Other Assets 116,926,047
  TOTAL ASSETS 3,340,852,608
LIABILITIES & CAPITAL:  
 Dividends Payable 90
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 71,178,102
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,049,226,734
 Regular shares 853,656,047
 All Other Shares & Deposits 1,098,070,501
  TOTAL SHARES & DEPOSITS 3,000,953,282
  TOTAL LIABILITIES 3,072,131,474
 Regular Reserve 8,004,560
 Other Reserves -161,435
 Undivided Earnings 260,878,009
  TOTAL EQUITY 268,721,134
  TOTAL LIABILITIES, SHARES, & EQUITY 3,340,852,608
INCOME & EXPENSE  
 Loan Income 104,681,729
 Investment Income 952,270
 Other Income 107,321,985
 Total Employee Compensation & Benefits 100,381,135
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,805,217
 Non-operating Income & (Expense) 1,329,802
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,218,351
 Cost of Funds 8,499,807
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 28,381,276
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