Dec, 31, 2023 — CAPITOL CREDIT UNION is a federally insured state chartered credit union headquartered in AUSTIN, TX with 3 branch locations and about $213.93 million in total assets. Opened 70 years ago in 1954, CAPITOL CREDIT UNION has about 13,134 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITOL CREDIT UNION |
|---|---|
| Address: (Main Office) | 11920 Alterra Pkwy AUSTIN, TX 78758 |
| Phone: | (512) 477-9465 |
| Fax: | (512) 719-4521 |
| Website: | https://www.ccutx.org |
| Branches: | 3 branch locations |
| Members: | 13,134 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67865 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $213,925,831 |
| CEO/Manager: | Pierre Cardenas |
| Chairperson: | Michael Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,515,505 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 60,096,476 |
| Unsecured Loans | 10,807,343 |
| Other Loans | 75,325,650 |
| TOTAL LOANS | 146,229,470 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -875,430 |
| Land And Building | 7,834,797 |
| Other Fixed Assets | 818,790 |
| NCUSIF Deposit | 1,682,604 |
| All Other Assets | 10,435 |
| TOTAL ASSETS | 213,925,831 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 133,973 |
| Notes & Interest Payable | 9,500,000 |
| Accounts Payable & Other Liabilities | 3,086,123 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 61,463,206 |
| Regular shares | 69,936,023 |
| All Other Shares & Deposits | 46,356,196 |
| TOTAL SHARES & DEPOSITS | 177,755,426 |
| TOTAL LIABILITIES | 190,475,522 |
| Regular Reserve | 0 |
| Other Reserves | 2,524,792 |
| Undivided Earnings | 20,925,517 |
| TOTAL EQUITY | 23,450,309 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 213,925,831 |
| INCOME & EXPENSE | |
| Loan Income | 7,126,108 |
| Investment Income | 958,172 |
| Other Income | 854,364 |
| Total Employee Compensation & Benefits | 4,150,458 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,778,765 |
| Non-operating Income & (Expense) | 48,803 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 189,587 |
| Cost of Funds | 1,171,054 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 854,245 |
| ↑ Back to Top | |