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National Credit Union Service Organization

CAPITOL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for CAPITOL CREDIT UNION as of: September 30, 2021.
Charter Number: 67865

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,757,007
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 25,984,020
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 23,131,989
 7. Held-to-Maturity Debt Securities 1,244,000
 8. Deposits in commercial banks, S&Ls, savings banks 1,245,000
 9. Loans to and investments in natural person credit unions 249,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 276,517
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 26,146,506
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 131,354,246
 17. Less: Allowance for Loan & Lease Losses 284,168
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 32,731
 20. Land and Building 4,407,815
 21. Other Fixed Assets 708,693
 22. NCUA Share Insurance Capitalization Deposit 1,437,411
 23. Intangible Assets 0
 24. Other Assets 5,562,118
25. TOTAL ASSETS 197,106,379
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 12,215
 9. Accounts Payable and Other Liabilities 3,668,520
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 66,849,823
 12. Regular Shares 72,452,435
 13. Money Market Shares 25,050,828
 14. Share Certificates 2,059,803
 15. IRA/KEOGH Accounts 3,499,281
 16. All Other Shares 0
 17. TOTAL SHARES 169,912,170
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 169,912,170
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 1,109,069
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 119,411
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 12,250,154
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 31,298
EQUITY:  
 33. Undivided Earnings 18,823,353
 34. Regular Reserves 4,625,980
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 64,141
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 197,106,379
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 3,850,377
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 328,519
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 4,178,896
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 4,619
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 93,177
 8. Interest on Borrowed Money 53
 9. TOTAL INTEREST EXPENSE 97,849
 10. Provision for Loan & Lease Losses 28,410
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 4,052,637
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 747,362
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 32,067
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 312,225
 21. TOTAL NON-INTEREST INCOME 1,998,240
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 2,684,298
 23. Travel and Conference Expense 21,670
 24. Office Occupancy Expense 364,718
 25. Office Operations Expense 1,098,490
 26. Educational and Promotional Expenses 96,754
 27. Loan Servicing Expense 233,889
 28. Professional and Outside Services 584,726
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 13,245
 31. Miscellaneous Operating Expenses 91,241
 32. TOTAL NON-INTEREST EXPENSE 5,189,031
33. NET INCOME (LOSS) 861,846
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans8.901,030$2,173,066
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans7.5011$267,014
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans11.902,050$7,222,234
 5. New Vehicle Loans3.85796$17,657,157
 6. Used Vehicle Loans4.253,529$64,958,064
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit12.90134$3,321,404
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property3.50154$15,479,848
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property3.75263$20,275,459
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured0.000$0
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES7,967$131,354,246
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date2,020$57,256,293
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status6$217,491
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff10$263,353
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration5$179,061$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)5$179,061-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0