Sep, 30, 2025 — CHEMCO CREDIT UNION is a federally insured state chartered credit union headquartered in MC INTOSH, AL with 1 branch location and about $5.28 million in total assets. Opened 73 years ago in 1953, CHEMCO CREDIT UNION has about 361 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEMCO CREDIT UNION |
|---|---|
| Address: (Main Office) | 1638 INDUSTRIAL Rd MC INTOSH, AL 36553-6609 |
| Phone: | (251) 944-3297 |
| Fax: | (251) 944-3212 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 361 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61277 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,277,054 |
| CEO/Manager: | Rhonda Goldman |
| Chairperson: | SEAN WORK |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,496,734 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 342,373 |
| Other Loans | 2,474,146 |
| TOTAL LOANS | 2,816,519 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,945 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 39,243 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,277,054 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,705 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 525,033 |
| Regular shares | 3,710,960 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,235,993 |
| TOTAL LIABILITIES | 4,241,698 |
| Regular Reserve | 0 |
| Other Reserves | 298,598 |
| Undivided Earnings | 736,758 |
| TOTAL EQUITY | 1,035,356 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,277,054 |
| INCOME & EXPENSE | |
| Loan Income | 133,768 |
| Investment Income | 64,339 |
| Other Income | 15,732 |
| Total Employee Compensation & Benefits | 64,150 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 65,470 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -4,867 |
| Cost of Funds | 10,200 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 78,886 |
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