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MCINTOSH CHEMICAL FEDERAL CREDIT UNION

Dec, 31, 2020 — MCINTOSH CHEMICAL FEDERAL CREDIT UNION is a federal credit union headquartered in MC INTOSH, AL with 1 branch location and about $26.55 million in total assets. Opened 59 years ago in 1962, MCINTOSH CHEMICAL FEDERAL CREDIT UNION has about 2,382 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MCINTOSH CHEMICAL FEDERAL CREDIT UNION
Address:
(Main Office)
P O BOX 198
MC INTOSH, AL 36553
Phone:(251) 944-8034
Fax:(251) 944-8553
Website:http://www.mccfcu.com
Branches:1 branch locations
Members:2,382
Credit Union Type:Federal Credit Union
Charter Number:15101
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$26,549,481
CEO/Manager:Katrina Dearman
Chairperson:James McLain

Call Report

  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,353,039
TOTAL INVESTMENTS 14,388,200
Loans Held for Sale 0
 
 Real Estate Loans 854,882
 Unsecured Loans 751,778
 Other Loans 6,356,686
 TOTAL LOANS 7,963,346
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -104,507
 Land And Building 713,811
 Other Fixed Assets 10,014
 NCUSIF Deposit 189,145
 All Other Assets 36,433
  TOTAL ASSETS 26,549,481
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 140,294
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,487,623
 Regular shares 20,016,067
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 22,503,690
  TOTAL LIABILITIES 22,643,984
 Regular Reserve 970,310
 Other Reserves 0
 Undivided Earnings 2,935,187
  TOTAL EQUITY 3,905,497
  TOTAL LIABILITIES, SHARES, & EQUITY 26,549,481
INCOME & EXPENSE  
 Loan Income 336,064
 Investment Income 247,303
 Other Income 244,911
 Total Employee Compensation & Benefits 292,439
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 374,024
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 81,902
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 79,913
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