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MCINTOSH CHEMICAL FEDERAL CREDIT UNION

Sep, 30, 2022 — MCINTOSH CHEMICAL FEDERAL CREDIT UNION is a federal credit union headquartered in MC INTOSH, AL with 1 branch location and about $29.18 million in total assets. Opened 61 years ago in 1962, MCINTOSH CHEMICAL FEDERAL CREDIT UNION has about 2,430 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MCINTOSH CHEMICAL FEDERAL CREDIT UNION
Address:
(Main Office)
7895 Highway 43
MC INTOSH, AL 36553-6613
Phone:(251) 944-8034
Fax:(251) 944-8553
Website:https://www.mccfcu.com
Branches:1 branch locations
Members:2,430
Credit Union Type:Federal Credit Union
Charter Number:15101
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$29,175,738
CEO/Manager:Katrina Dearman
Chairperson:Joe W Taylor

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,137,459
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 942,908
 Unsecured Loans 787,763
 Other Loans 6,808,876
 TOTAL LOANS 8,539,547
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -30,413
 Land And Building 679,739
 Other Fixed Assets 35,830
 NCUSIF Deposit 237,640
 All Other Assets 0
  TOTAL ASSETS 29,175,738
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 147,521
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,388,423
 Regular shares 22,635,827
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 25,024,250
  TOTAL LIABILITIES 25,171,771
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,003,967
  TOTAL EQUITY 4,003,967
  TOTAL LIABILITIES, SHARES, & EQUITY 29,175,738
INCOME & EXPENSE  
 Loan Income 255,996
 Investment Income 104,001
 Other Income 126,963
 Total Employee Compensation & Benefits 190,622
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 277,787
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,592
 Cost of Funds 59,687
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 33,751
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