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BALDWIN COUNTY FEDERAL CREDIT UNION

Jun, 30, 2021 — BALDWIN COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BAY MINETTE, AL with 3 branch locations and about $28.55 million in total assets. Opened 62 years ago in 1959, BALDWIN COUNTY FEDERAL CREDIT UNION has about 2,566 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265186594
Name:BALDWIN COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1149
BAY MINETTE, AL 36507
Phone:(251) 937-0334
Fax:(251) 580-1609
Website:http://www.baldwincountyfcu.com
Branches:3 branch locations
Members:2,566
Credit Union Type:Federal Credit Union
Charter Number:13329
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$28,552,486
CEO/Manager:Gary E Townsend
Chairperson:Ronald S Green

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,123,103
TOTAL INVESTMENTS 6,277,560
Loans Held for Sale 0
 
 Real Estate Loans 2,546,286
 Unsecured Loans 1,599,673
 Other Loans 7,404,323
 TOTAL LOANS 11,550,282
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,795
 Land And Building 195,586
 Other Fixed Assets 118,157
 NCUSIF Deposit 247,926
 All Other Assets 92,667
  TOTAL ASSETS 28,552,486
LIABILITIES & CAPITAL:  
 Dividends Payable 16,920
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 312,921
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,978,100
 Regular shares 16,647,856
 All Other Shares & Deposits 4,889,777
  TOTAL SHARES & DEPOSITS 25,515,733
  TOTAL LIABILITIES 25,845,574
 Regular Reserve 362,426
 Other Reserves -335,223
 Undivided Earnings 2,679,709
  TOTAL EQUITY 2,706,912
  TOTAL LIABILITIES, SHARES, & EQUITY 28,552,486
INCOME & EXPENSE  
 Loan Income 318,589
 Investment Income 68,556
 Other Income 38,407
 Total Employee Compensation & Benefits 200,533
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 233,067
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 33,599
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 34,468
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