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BALDWIN COUNTY FEDERAL CREDIT UNION

Jun, 30, 2023 — BALDWIN COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BAY MINETTE, AL with 3 branch locations and about $29.70 million in total assets. Opened 65 years ago in 1959, BALDWIN COUNTY FEDERAL CREDIT UNION has about 2,566 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265186594
Name:BALDWIN COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
2509 Hand Ave
BAY MINETTE, AL 36507-4101
Phone:(251) 937-0334
Fax:(251) 580-1609
Website:https://www.baldwincountyfcu.com
Branches:3 branch locations
Members:2,566
Credit Union Type:Federal Credit Union
Charter Number:13329
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$29,695,109
CEO/Manager:Gary E Townsend
Chairperson:Ronald S Green

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,451,973
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,911,582
 Unsecured Loans 1,552,632
 Other Loans 7,994,301
 TOTAL LOANS 11,458,515
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -59,587
 Land And Building 187,057
 Other Fixed Assets 111,111
 NCUSIF Deposit 257,433
 All Other Assets 0
  TOTAL ASSETS 29,695,109
LIABILITIES & CAPITAL:  
 Dividends Payable 41,609
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 132,996
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,725,945
 Regular shares 17,095,140
 All Other Shares & Deposits 4,708,034
  TOTAL SHARES & DEPOSITS 26,529,119
  TOTAL LIABILITIES 26,703,724
 Regular Reserve 0
 Other Reserves 239,500
 Undivided Earnings 2,751,885
  TOTAL EQUITY 2,991,385
  TOTAL LIABILITIES, SHARES, & EQUITY 29,695,109
INCOME & EXPENSE  
 Loan Income 471,447
 Investment Income 169,431
 Other Income 76,668
 Total Employee Compensation & Benefits 370,537
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 369,594
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,000
 Cost of Funds 36,681
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 46,739
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