Credit Unions Near Me
National Credit Union Service Organization

BALDWIN COUNTY FEDERAL CREDIT UNION

Mar, 31, 2021 — BALDWIN COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BAY MINETTE, AL with 3 branch locations and about $29.93 million in total assets. Opened 62 years ago in 1959, BALDWIN COUNTY FEDERAL CREDIT UNION has about 2,558 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265186594
Name:BALDWIN COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1149
BAY MINETTE, AL 36507
Phone:(251) 937-0334
Fax:(251) 580-1609
Website:http://www.baldwincountyfcu.com
Branches:3 branch locations
Members:2,558
Credit Union Type:Federal Credit Union
Charter Number:13329
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$29,926,383
CEO/Manager:Gary E Townsend
Chairperson:Ronald S Green

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,449,773
TOTAL INVESTMENTS 6,597,103
Loans Held for Sale 0
 
 Real Estate Loans 2,592,465
 Unsecured Loans 1,685,523
 Other Loans 7,032,585
 TOTAL LOANS 11,310,573
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,794
 Land And Building 197,564
 Other Fixed Assets 114,818
 NCUSIF Deposit 216,832
 All Other Assets 92,514
  TOTAL ASSETS 29,926,383
LIABILITIES & CAPITAL:  
 Dividends Payable 17,475
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 237,258
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,906,502
 Regular shares 17,088,275
 All Other Shares & Deposits 4,916,599
  TOTAL SHARES & DEPOSITS 26,911,376
  TOTAL LIABILITIES 27,166,109
 Regular Reserve 362,425
 Other Reserves -276,598
 Undivided Earnings 2,674,447
  TOTAL EQUITY 2,760,274
  TOTAL LIABILITIES, SHARES, & EQUITY 29,926,383
INCOME & EXPENSE  
 Loan Income 156,165
 Investment Income 35,496
 Other Income 19,720
 Total Employee Compensation & Benefits 99,268
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 107,897
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 18,418
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,177
↑ Back to Top

Other Credit Unions

PROGRESSIVE FEDERAL CREDIT UNION
1065 SPRING HILL AVE
MOBILE, AL 36604
BLUE FLAME CREDIT UNION
PO Box 7386
MOBILE, AL 36670-0386
CHEMCO CREDIT UNION
1638 INDUSTRIAL RD
MC INTOSH, AL 36553-6609
THE INFIRMARY FEDERAL CREDIT UNION
PO Box 2183
MOBILE, AL 36652
MOBILE GOVERNMENT EMP. CREDIT UNION
P. O. BOX 2288
MOBILE, AL 36628-0001
MOBILE POSTAL CREDIT UNION
P. O. Box 160776
MOBILE, AL 36616-2776
MCINTOSH CHEMICAL FEDERAL CREDIT UNION
P O BOX 198
MC INTOSH, AL 36553
AZALEA CITY CREDIT UNION
5662 COTTAGE HILL RD
MOBILE, AL 36609
BREWTON MILL FEDERAL CREDIT UNION
P.O. BOX 907
BREWTON, AL 36427
ALABAMA RIVER CREDIT UNION
PO BOX 907
MONROEVILLE, AL 36461