Sep, 30, 2025 — FOUNDATION CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, MO with 2 branch locations and about $69.18 million in total assets. Opened 93 years ago in 1933, FOUNDATION CREDIT UNION has about 3,454 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOUNDATION CREDIT UNION |
|---|---|
| Address: (Main Office) | 1726 W Elfindale St SPRINGFIELD, MO 65807-1289 |
| Phone: | (417) 895-2770 |
| Fax: | (417) 895-2772 |
| Website: | https://foundationcreditunion.com/ |
| Branches: | 2 branch locations |
| Members: | 3,454 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61157 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,178,530 |
| CEO/Manager: | Stephanie Thomas |
| Chairperson: | Arnott James |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,579,775 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,217,649 |
| Unsecured Loans | 216,349 |
| Other Loans | 24,419,644 |
| TOTAL LOANS | 55,853,641 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -211,082 |
| Land And Building | 1,990,617 |
| Other Fixed Assets | 55,712 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 586,103 |
| All Other Assets | 0 |
| TOTAL ASSETS | 69,178,530 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 850,833 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,410,203 |
| Regular shares | 29,501,634 |
| All Other Shares & Deposits | 26,776,535 |
| TOTAL SHARES & DEPOSITS | 57,688,370 |
| TOTAL LIABILITIES | 58,539,203 |
| Regular Reserve | 0 |
| Other Reserves | 1,801,936 |
| Undivided Earnings | 8,837,391 |
| TOTAL EQUITY | 10,639,327 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,178,530 |
| INCOME & EXPENSE | |
| Loan Income | 2,308,773 |
| Investment Income | 235,631 |
| Other Income | 170,612 |
| Total Employee Compensation & Benefits | 747,205 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 775,016 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,655 |
| Cost of Funds | 970,959 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 215,863 |
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