Sep, 30, 2025 — SHAREFAX CREDIT UNION is a federally insured state chartered credit union headquartered in CINCINNATI, OH with 7 branch locations and about $513.85 million in total assets. Opened 66 years ago in 1960, SHAREFAX CREDIT UNION has about 29,751 members and employs 82 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SHAREFAX CREDIT UNION |
|---|---|
| Address: (Main Office) | 604 IVY GATEWAY CINCINNATI, OH 45245 |
| Phone: | (513) 753-2440 |
| Fax: | (513) 752-1380 |
| Website: | https://www.sharefax.org |
| Branches: | 7 branch locations |
| Members: | 29,751 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61090 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $513,848,015 |
| CEO/Manager: | Todd CAIN |
| Chairperson: | DAVID S AARONSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,270,708 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 150,984,015 |
| Unsecured Loans | 10,353,490 |
| Other Loans | 204,556,459 |
| TOTAL LOANS | 365,934,930 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,233,595 |
| Land And Building | 11,141,442 |
| Other Fixed Assets | 2,041,480 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,082,492 |
| All Other Assets | 485,662 |
| TOTAL ASSETS | 513,848,015 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,743,709 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 58,526,083 |
| Regular shares | 78,395,067 |
| All Other Shares & Deposits | 322,320,898 |
| TOTAL SHARES & DEPOSITS | 459,242,050 |
| TOTAL LIABILITIES | 460,985,759 |
| Regular Reserve | 0 |
| Other Reserves | 1,413,489 |
| Undivided Earnings | 51,448,767 |
| TOTAL EQUITY | 52,862,256 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 513,848,015 |
| INCOME & EXPENSE | |
| Loan Income | 15,735,201 |
| Investment Income | 2,090,057 |
| Other Income | 2,969,268 |
| Total Employee Compensation & Benefits | 5,006,852 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,030,779 |
| Non-operating Income & (Expense) | 243,301 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,886,695 |
| Cost of Funds | 8,324,195 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,463,104 |
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