Sep, 30, 2025 — OHIO UNIVERSITY CREDIT UNION is a federally insured state chartered credit union headquartered in ATHENS, OH with 5 branch locations and about $520.42 million in total assets. Opened 71 years ago in 1955, OHIO UNIVERSITY CREDIT UNION has about 26,360 members and employs 116 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OHIO UNIVERSITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 944 E State St ATHENS, OH 45701 |
| Phone: | (740) 597-2800 |
| Fax: | (740) 597-2839 |
| Website: | https://www.oucu.org |
| Branches: | 5 branch locations |
| Members: | 26,360 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61048 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $520,423,761 |
| CEO/Manager: | Cory Corrigan |
| Chairperson: | Thom Luce |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 32,182,284 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 302,379,307 |
| Unsecured Loans | 42,672,343 |
| Other Loans | 52,022,695 |
| TOTAL LOANS | 397,979,690 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,026,048 |
| Land And Building | 11,360,736 |
| Other Fixed Assets | 2,681,540 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,895,825 |
| All Other Assets | 31,069 |
| TOTAL ASSETS | 520,423,761 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11 |
| Notes & Interest Payable | 25,000,000 |
| Accounts Payable & Other Liabilities | 9,065,084 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 97,935,875 |
| Regular shares | 82,744,431 |
| All Other Shares & Deposits | 251,156,567 |
| TOTAL SHARES & DEPOSITS | 431,836,873 |
| TOTAL LIABILITIES | 465,901,968 |
| Regular Reserve | 0 |
| Other Reserves | -7,065,069 |
| Undivided Earnings | 61,586,862 |
| TOTAL EQUITY | 54,521,793 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 520,423,761 |
| INCOME & EXPENSE | |
| Loan Income | 17,875,305 |
| Investment Income | 1,359,017 |
| Other Income | 4,249,594 |
| Total Employee Compensation & Benefits | 10,215,759 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,529,382 |
| Non-operating Income & (Expense) | -27,787 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,245,627 |
| Cost of Funds | 4,813,333 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 899,045 |
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