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HARVEST FEDERAL CREDIT UNION

Jun, 30, 2021 — HARVEST FEDERAL CREDIT UNION is a federal credit union headquartered in HEATH, OH with 1 branch location and about $36.43 million in total assets. Opened 51 years ago in 1970, HARVEST FEDERAL CREDIT UNION has about 2,504 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HARVEST FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2216
HEATH, OH 43056
Phone:(740) 522-5277
Fax:(740) 522-6672
Website:http://www.harvestfcu.org
Branches:1 branch locations
Members:2,504
Credit Union Type:Federal Credit Union
Charter Number:20302
Membership Type:Multiple common bond - Primarily transportation equipment
Corporate Credit Union:No
Year Opened:1970
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$36,427,535
CEO/Manager:Julie A King
Chairperson:Karen Nelson

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,072,381
TOTAL INVESTMENTS 13,221,306
Loans Held for Sale 0
 
 Real Estate Loans 5,995,196
 Unsecured Loans 2,208,635
 Other Loans 6,433,962
 TOTAL LOANS 14,637,793
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -78,579
 Land And Building 71,241
 Other Fixed Assets 41,771
 NCUSIF Deposit 295,107
 All Other Assets 166,515
  TOTAL ASSETS 36,427,535
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 69,625
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,899,190
 Regular shares 15,450,034
 All Other Shares & Deposits 10,726,048
  TOTAL SHARES & DEPOSITS 32,075,272
  TOTAL LIABILITIES 32,144,897
 Regular Reserve 555,197
 Other Reserves 0
 Undivided Earnings 3,727,441
  TOTAL EQUITY 4,282,638
  TOTAL LIABILITIES, SHARES, & EQUITY 36,427,535
INCOME & EXPENSE  
 Loan Income 381,929
 Investment Income 89,413
 Other Income 44,894
 Total Employee Compensation & Benefits 261,286
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 305,923
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 51,024
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -8,528
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