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HERSHEY FEDERAL CREDIT UNION

Sep, 30, 2025 — HERSHEY FEDERAL CREDIT UNION is a federal credit union headquartered in HUMMELSTOWN, PA with 2 branch locations and about $122.32 million in total assets. Opened 77 years ago in 1949, HERSHEY FEDERAL CREDIT UNION has about 9,355 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231381349
Name:HERSHEY FEDERAL CREDIT UNION
Address:
(Main Office)
232 Hershey Rd
HUMMELSTOWN, PA 17036
Phone:(717) 533-9174
Fax:(717) 583-5234
Website:https://www.hersheyfcu.org
Branches:2 branch locations
Members:9,355
Credit Union Type:Federal Credit Union
Charter Number:6095
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1949
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$122,320,703
CEO/Manager:Joseph E Marchese
Chairperson:Franklin D Wagner

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 871,863
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 76,010,007
 Unsecured Loans 4,391,626
 Other Loans 24,201,433
 TOTAL LOANS 104,603,066
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -301,672
 Land And Building 2,581,077
 Other Fixed Assets 174,089
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,039,395
 All Other Assets 171,698
  TOTAL ASSETS 122,320,703
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 1,500,000
 Accounts Payable & Other Liabilities 606,227
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,532,093
 Regular shares 42,005,781
 All Other Shares & Deposits 45,498,550
  TOTAL SHARES & DEPOSITS 109,036,424
  TOTAL LIABILITIES 111,149,567
 Regular Reserve 0
 Other Reserves 1,004,504
 Undivided Earnings 10,166,632
  TOTAL EQUITY 11,171,136
  TOTAL LIABILITIES, SHARES, & EQUITY 122,320,703
INCOME & EXPENSE  
 Loan Income 4,249,725
 Investment Income 367,157
 Other Income 332,942
 Total Employee Compensation & Benefits 1,664,070
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,640,537
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 205,806
 Cost of Funds 1,181,551
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 644,877
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