Sep, 30, 2025 — ACCENTRA CREDIT UNION is a federally insured state chartered credit union headquartered in AUSTIN, MN with 3 branch locations and about $206.05 million in total assets. Opened 96 years ago in 1930, ACCENTRA CREDIT UNION has about 17,060 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACCENTRA CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 4th Ave NE AUSTIN, MN 55912 |
| Phone: | (507) 433-1829 |
| Fax: | (507) 434-3300 |
| Website: | https://www.accentracu.org |
| Branches: | 3 branch locations |
| Members: | 17,060 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60798 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1930 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $206,045,318 |
| CEO/Manager: | Paul G Knorr |
| Chairperson: | SHERI DANKERT |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,280,621 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,134,351 |
| Real Estate Loans | 52,566,315 |
| Unsecured Loans | 6,789,210 |
| Other Loans | 77,965,261 |
| TOTAL LOANS | 137,376,917 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,659,012 |
| Land And Building | 2,668,804 |
| Other Fixed Assets | 1,079,924 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,762,949 |
| All Other Assets | 552,798 |
| TOTAL ASSETS | 206,045,318 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 308,785 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,194,446 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,449,667 |
| Regular shares | 70,465,841 |
| All Other Shares & Deposits | 74,349,159 |
| TOTAL SHARES & DEPOSITS | 185,264,667 |
| TOTAL LIABILITIES | 187,767,900 |
| Regular Reserve | 0 |
| Other Reserves | -2,826,618 |
| Undivided Earnings | 21,104,036 |
| TOTAL EQUITY | 18,277,418 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 206,045,318 |
| INCOME & EXPENSE | |
| Loan Income | 5,925,685 |
| Investment Income | 1,133,219 |
| Other Income | 879,993 |
| Total Employee Compensation & Benefits | 2,654,021 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,847,828 |
| Non-operating Income & (Expense) | 8,367 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 836,357 |
| Cost of Funds | 1,297,965 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 692,435 |
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