Sep, 30, 2025 — AUSTIN CITY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in AUSTIN, MN with 1 branch location and about $11.28 million in total assets. Opened 73 years ago in 1953, AUSTIN CITY EMPLOYEES CREDIT UNION has about 778 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AUSTIN CITY EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 711 4th Ave NE AUSTIN, MN 55912 |
| Phone: | (507) 433-6580 |
| Fax: | (507) 433-7632 |
| Website: | https://www.austincityecu.org |
| Branches: | 1 branch locations |
| Members: | 778 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64186 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,280,613 |
| CEO/Manager: | Marilyn L Hansen |
| Chairperson: | Melissa J Swenson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 721,954 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,724,400 |
| Unsecured Loans | 739,990 |
| Other Loans | 3,980,984 |
| TOTAL LOANS | 6,445,374 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -39,710 |
| Land And Building | 161,671 |
| Other Fixed Assets | 1,441 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 90,480 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,280,613 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 47,019 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 958,848 |
| Regular shares | 7,038,817 |
| All Other Shares & Deposits | 1,194,655 |
| TOTAL SHARES & DEPOSITS | 9,192,320 |
| TOTAL LIABILITIES | 9,239,339 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,041,274 |
| TOTAL EQUITY | 2,041,274 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,280,613 |
| INCOME & EXPENSE | |
| Loan Income | 332,460 |
| Investment Income | 117,397 |
| Other Income | 8,969 |
| Total Employee Compensation & Benefits | 123,400 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 164,450 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,977 |
| Cost of Funds | 35,895 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 143,463 |
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