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JOSTEN EMPLOYEES CREDIT UNION

Jun, 30, 2023 — JOSTEN EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in OWATONNA, MN with 1 branch location and about $1.06 million in total assets. Opened 89 years ago in 1935, JOSTEN EMPLOYEES CREDIT UNION has about 307 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JOSTEN EMPLOYEES CREDIT UNION
Address:
(Main Office)
148 E BROADWAY ST
OWATONNA, MN 55060
Phone:(507) 455-6309
Fax:
Website:n/a
Branches:1 branch locations
Members:307
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60221
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$1,064,045
CEO/Manager:Joley Podein
Chairperson:Jan Bettner

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 539,804
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 6,352
 Other Loans 485,481
 TOTAL LOANS 491,833
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,812
 Land And Building 0
 Other Fixed Assets 466
 NCUSIF Deposit 8,098
 All Other Assets 0
  TOTAL ASSETS 1,064,045
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 266
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 704,158
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 704,158
  TOTAL LIABILITIES 704,424
 Regular Reserve 0
 Other Reserves 120,948
 Undivided Earnings 238,673
  TOTAL EQUITY 359,621
  TOTAL LIABILITIES, SHARES, & EQUITY 1,064,045
INCOME & EXPENSE  
 Loan Income 5,476
 Investment Income 321
 Other Income 0
 Total Employee Compensation & Benefits 4,651
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,056
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 431
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 159
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