Sep, 30, 2025 — ROME KRAFT EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in ROME, GA with 1 branch location and about $22.56 million in total assets. Opened 71 years ago in 1955, ROME KRAFT EMPLOYEES CREDIT UNION has about 1,740 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROME KRAFT EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 4620 Alabama Hwy NW ROME, GA 30165 |
| Phone: | (706) 295-9027 |
| Fax: | (706) 295-9036 |
| Website: | https://www.romekraftcu.com |
| Branches: | 1 branch locations |
| Members: | 1,740 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60707 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,564,232 |
| CEO/Manager: | Tiffany Howerton |
| Chairperson: | Patricia G Thompson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,043,818 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,611,697 |
| Unsecured Loans | 813,478 |
| Other Loans | 13,507,688 |
| TOTAL LOANS | 16,306,483 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -171,382 |
| Land And Building | 95,786 |
| Other Fixed Assets | 6,355 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 161,874 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,564,232 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,452 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 8,695,911 |
| All Other Shares & Deposits | 8,465,175 |
| TOTAL SHARES & DEPOSITS | 17,161,086 |
| TOTAL LIABILITIES | 17,184,538 |
| Regular Reserve | 0 |
| Other Reserves | 461,093 |
| Undivided Earnings | 4,918,601 |
| TOTAL EQUITY | 5,379,694 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,564,232 |
| INCOME & EXPENSE | |
| Loan Income | 769,718 |
| Investment Income | 181,751 |
| Other Income | 25,046 |
| Total Employee Compensation & Benefits | 208,497 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 183,868 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,500 |
| Cost of Funds | 364,554 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 240,954 |
| ↑ Back to Top | |