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TLC COMMUNITY CREDIT UNION

Sep, 30, 2025 — TLC COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in ADRIAN, MI with 8 branch locations and about $899.81 million in total assets. Opened 70 years ago in 1956, TLC COMMUNITY CREDIT UNION has about 56,606 members and employs 139 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272485291
Name:TLC COMMUNITY CREDIT UNION
Address:
(Main Office)
3030 S Adrian Hwy
ADRIAN, MI 49221
Phone:(517) 263-9120
Fax:(517) 263-7145
Website:https://www.tlccu.org
Branches:8 branch locations
Members:56,606
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60509
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$899,807,906
CEO/Manager:Jeffery E Brehmer
Chairperson:Meredith Francis

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,322,800
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 258,033,395
 Unsecured Loans 22,162,671
 Other Loans 140,007,949
 TOTAL LOANS 420,390,395
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,200,377
 Land And Building 11,740,073
 Other Fixed Assets 3,989,559
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 6,265,533
 All Other Assets 0
  TOTAL ASSETS 899,807,906
LIABILITIES & CAPITAL:  
 Dividends Payable 860,244
 Notes & Interest Payable 85,000,000
 Accounts Payable & Other Liabilities 5,088,039
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 84,145,512
 Regular shares 344,555,374
 All Other Shares & Deposits 276,086,006
  TOTAL SHARES & DEPOSITS 704,786,892
  TOTAL LIABILITIES 795,735,175
 Regular Reserve 0
 Other Reserves -25,291,764
 Undivided Earnings 129,364,495
  TOTAL EQUITY 104,072,731
  TOTAL LIABILITIES, SHARES, & EQUITY 899,807,906
INCOME & EXPENSE  
 Loan Income 16,037,644
 Investment Income 11,560,700
 Other Income 3,141,270
 Total Employee Compensation & Benefits 8,922,060
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 8,906,194
 Non-operating Income & (Expense) -1,259,206
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 543,348
 Cost of Funds 9,372,974
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,334,025
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