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UNIFIED COMMUNITIES FEDERAL CREDIT UNION

Dec, 31, 2023 — UNIFIED COMMUNITIES FEDERAL CREDIT UNION is a federal credit union headquartered in Belleville, MI with 1 branch location and about $22.98 million in total assets. Opened 75 years ago in 1949, UNIFIED COMMUNITIES FEDERAL CREDIT UNION has about 2,572 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNIFIED COMMUNITIES FEDERAL CREDIT UNION
Address:
(Main Office)
186 Main St.
Belleville, MI 48111-2738
Phone:(734) 697-4800
Fax:(734) 697-4844
Website:https://www.unifiedcommunitiesfcu.co
Branches:1 branch locations
Members:2,572
Credit Union Type:Federal Credit Union
Charter Number:6299
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1949
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$22,982,320
CEO/Manager:Mary Carnarvon LaHousse
Chairperson:Roger Katakowski

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,943,702
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,954,839
 Unsecured Loans 1,185,973
 Other Loans 3,250,092
 TOTAL LOANS 7,390,904
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -42,625
 Land And Building 216,111
 Other Fixed Assets 183,721
 NCUSIF Deposit 174,442
 All Other Assets 0
  TOTAL ASSETS 22,982,320
LIABILITIES & CAPITAL:  
 Dividends Payable 55
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 43,891
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,358,953
 Regular shares 15,528,020
 All Other Shares & Deposits 1,712,777
  TOTAL SHARES & DEPOSITS 21,599,750
  TOTAL LIABILITIES 21,643,696
 Regular Reserve 0
 Other Reserves 659,754
 Undivided Earnings 678,870
  TOTAL EQUITY 1,338,624
  TOTAL LIABILITIES, SHARES, & EQUITY 22,982,320
INCOME & EXPENSE  
 Loan Income 93,569
 Investment Income 26,325
 Other Income 38,177
 Total Employee Compensation & Benefits 96,818
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 113,772
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,243
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,475
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