UNIFIED COMMUNITIES FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.unifiedcommunitiesfcu.co for more information.
Sep, 30, 2025 — UNIFIED COMMUNITIES FEDERAL CREDIT UNION is a federal credit union headquartered in Belleville, MI with 1 branch location and about $22.98 million in total assets. Opened 77 years ago in 1949, UNIFIED COMMUNITIES FEDERAL CREDIT UNION has about 2,572 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIFIED COMMUNITIES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 186 Main St. Belleville, MI 48111-2738 |
| Phone: | (734) 697-4800 |
| Fax: | (734) 697-4844 |
| Website: | https://www.unifiedcommunitiesfcu.co |
| Branches: | 1 branch locations |
| Members: | 2,572 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6299 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Mar 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,982,320 |
| CEO/Manager: | Mary Carnarvon LaHousse |
| Chairperson: | Roger Katakowski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,943,702 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,954,839 |
| Unsecured Loans | 1,185,973 |
| Other Loans | 3,250,092 |
| TOTAL LOANS | 7,390,904 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -42,625 |
| Land And Building | 216,111 |
| Other Fixed Assets | 183,721 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 174,442 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,982,320 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 55 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 43,891 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,358,953 |
| Regular shares | 15,528,020 |
| All Other Shares & Deposits | 1,712,777 |
| TOTAL SHARES & DEPOSITS | 21,599,750 |
| TOTAL LIABILITIES | 21,643,696 |
| Regular Reserve | 0 |
| Other Reserves | 659,754 |
| Undivided Earnings | 678,870 |
| TOTAL EQUITY | 1,338,624 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,982,320 |
| INCOME & EXPENSE | |
| Loan Income | 93,569 |
| Investment Income | 26,325 |
| Other Income | 38,177 |
| Total Employee Compensation & Benefits | 96,818 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 113,772 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,243 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,475 |
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