Sep, 30, 2025 — ADVANTAGE ONE CREDIT UNION is a federally insured state chartered credit union headquartered in BROWNSTOWN, MI with 3 branch locations and about $250.31 million in total assets. Opened 74 years ago in 1952, ADVANTAGE ONE CREDIT UNION has about 17,859 members and employs 63 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ADVANTAGE ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 23670 Telegraph Rd BROWNSTOWN, MI 48134 |
| Phone: | (734) 676-7000 |
| Fax: | |
| Website: | https://www.myaocu.com/ |
| Branches: | 3 branch locations |
| Members: | 17,859 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68679 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $250,309,067 |
| CEO/Manager: | Christopher D Corkery |
| Chairperson: | Richard E Lindemann |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,401,963 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 75,374,939 |
| Unsecured Loans | 34,073,910 |
| Other Loans | 91,548,270 |
| TOTAL LOANS | 201,234,958 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,129,725 |
| Land And Building | 7,315,191 |
| Other Fixed Assets | 682,345 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,099,740 |
| All Other Assets | 0 |
| TOTAL ASSETS | 250,309,067 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 345,128 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -11,660 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 42,765,386 |
| Regular shares | 100,188,274 |
| All Other Shares & Deposits | 79,634,742 |
| TOTAL SHARES & DEPOSITS | 222,588,403 |
| TOTAL LIABILITIES | 222,921,871 |
| Regular Reserve | 0 |
| Other Reserves | -1,756,331 |
| Undivided Earnings | 29,143,527 |
| TOTAL EQUITY | 27,387,196 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 250,309,067 |
| INCOME & EXPENSE | |
| Loan Income | 10,656,630 |
| Investment Income | 587,254 |
| Other Income | 1,691,742 |
| Total Employee Compensation & Benefits | 3,953,400 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,533,195 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,199,748 |
| Cost of Funds | 2,046,094 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,888,190 |
| ↑ Back to Top | |