Sep, 30, 2025 — CITY & COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT PAUL, MN with 13 branch locations and about $1.17 billion in total assets. Opened 98 years ago in 1928, CITY & COUNTY CREDIT UNION has about 62,303 members and employs 168 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITY & COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 144 11th St E SAINT PAUL, MN 55101 |
| Phone: | (651) 225-2700 |
| Fax: | (651) 225-2770 |
| Website: | https://www.cccu.com |
| Branches: | 13 branch locations |
| Members: | 62,303 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60255 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,167,046,088 |
| CEO/Manager: | Patrick J Pierce |
| Chairperson: | Lou Bruno |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 124,867,011 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 449,169 |
| Real Estate Loans | 476,944,713 |
| Unsecured Loans | 48,640,432 |
| Other Loans | 159,458,340 |
| TOTAL LOANS | 685,043,485 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,207,838 |
| Land And Building | 15,687,016 |
| Other Fixed Assets | 4,697,537 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,660,229 |
| All Other Assets | 222,406 |
| TOTAL ASSETS | 1,167,046,088 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2 |
| Notes & Interest Payable | 17,000,000 |
| Accounts Payable & Other Liabilities | 13,237,244 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 236,300,804 |
| Regular shares | 301,229,529 |
| All Other Shares & Deposits | 493,714,925 |
| TOTAL SHARES & DEPOSITS | 1,031,245,258 |
| TOTAL LIABILITIES | 1,061,600,454 |
| Regular Reserve | 0 |
| Other Reserves | 6,761,748 |
| Undivided Earnings | 98,683,886 |
| TOTAL EQUITY | 105,445,634 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,167,046,088 |
| INCOME & EXPENSE | |
| Loan Income | 28,221,063 |
| Investment Income | 9,959,999 |
| Other Income | 2,240,405 |
| Total Employee Compensation & Benefits | 13,109,219 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,744,056 |
| Non-operating Income & (Expense) | -474,907 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,347,027 |
| Cost of Funds | 10,004,116 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,810,990 |
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