Sep, 30, 2025 — COMMUNITY 1ST CREDIT UNION is a federally insured state chartered credit union headquartered in DUPONT, WA with 5 branch locations and about $190.96 million in total assets. Opened 92 years ago in 1934, COMMUNITY 1ST CREDIT UNION has about 11,027 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY 1ST CREDIT UNION |
|---|---|
| Address: (Main Office) | 955 Ross Loop DUPONT, WA 98327 |
| Phone: | (253) 722-5212 |
| Fax: | (253) 476-4807 |
| Website: | https://www.myc1cu.com |
| Branches: | 5 branch locations |
| Members: | 11,027 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60079 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $190,960,734 |
| CEO/Manager: | Daniel M LeFree |
| Chairperson: | Frank Worden |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 67,019,291 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,272,822 |
| Unsecured Loans | 2,894,707 |
| Other Loans | 103,325,917 |
| TOTAL LOANS | 110,493,446 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -618,508 |
| Land And Building | 9,209,428 |
| Other Fixed Assets | 1,041,076 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,577,401 |
| All Other Assets | 8,421 |
| TOTAL ASSETS | 190,960,734 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 69 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,816,421 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 31,609,014 |
| Regular shares | 53,977,288 |
| All Other Shares & Deposits | 77,857,377 |
| TOTAL SHARES & DEPOSITS | 163,443,679 |
| TOTAL LIABILITIES | 169,260,169 |
| Regular Reserve | 0 |
| Other Reserves | 1,693,044 |
| Undivided Earnings | 20,007,521 |
| TOTAL EQUITY | 21,700,565 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 190,960,734 |
| INCOME & EXPENSE | |
| Loan Income | 5,102,639 |
| Investment Income | 1,856,543 |
| Other Income | 276,848 |
| Total Employee Compensation & Benefits | 2,945,275 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,738,091 |
| Non-operating Income & (Expense) | 64,060 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 230,323 |
| Cost of Funds | 1,925,143 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 331 |
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