GECU CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.gecu.com for more information.
Sep, 30, 2025 — GECU CREDIT UNION (GECU) is a federally insured state chartered credit union headquartered in El Paso, TX with 29 branch locations and about $4.13 billion in total assets. Opened 94 years ago in 1932, GECU CREDIT UNION (GECU) has about 419,046 members and employs 973 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GECU CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 20998 El Paso, TX 79998 |
| Phone: | (915) 778-9221 |
| Fax: | |
| Website: | https://www.gecu.com |
| Branches: | 29 branch locations |
| Members: | 419,046 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60058 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,125,176,781 |
| CEO/Manager: | Crystal Long |
| Chairperson: | Greg Watters |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 166,496,875 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,028,078 |
| Real Estate Loans | 669,737,416 |
| Unsecured Loans | 417,662,984 |
| Other Loans | 1,789,992,208 |
| TOTAL LOANS | 2,879,417,864 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,977,930 |
| Land And Building | 48,224,677 |
| Other Fixed Assets | 26,750,285 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 30,030,149 |
| All Other Assets | 453,878 |
| TOTAL ASSETS | 4,125,176,781 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 547,849 |
| Notes & Interest Payable | 253,451,034 |
| Accounts Payable & Other Liabilities | 52,279,258 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 834,349,218 |
| Regular shares | 1,375,740,797 |
| All Other Shares & Deposits | 1,168,876,570 |
| TOTAL SHARES & DEPOSITS | 3,378,966,585 |
| TOTAL LIABILITIES | 3,685,244,726 |
| Regular Reserve | 0 |
| Other Reserves | -163,642 |
| Undivided Earnings | 440,095,697 |
| TOTAL EQUITY | 439,932,055 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,125,176,781 |
| INCOME & EXPENSE | |
| Loan Income | 109,155,937 |
| Investment Income | 10,348,729 |
| Other Income | 29,446,750 |
| Total Employee Compensation & Benefits | 49,639,642 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 63,491,322 |
| Non-operating Income & (Expense) | 1,069,879 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,206,658 |
| Cost of Funds | 15,001,256 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 34,349,948 |
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