Sep, 30, 2025 — SABINE FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGE, TX with 4 branch locations and about $233.72 million in total assets. Opened 78 years ago in 1948, SABINE FEDERAL CREDIT UNION has about 13,120 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SABINE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1939 Strickland Dr ORANGE, TX 77630-2901 |
| Phone: | (409) 988-1300 |
| Fax: | (409) 988-1340 |
| Website: | https://www.sabinefcu.org |
| Branches: | 4 branch locations |
| Members: | 13,120 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5866 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $233,715,099 |
| CEO/Manager: | Kristi Charrier |
| Chairperson: | Charlotte Foreman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,735,072 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 74,198,316 |
| Unsecured Loans | 9,524,447 |
| Other Loans | 61,732,317 |
| TOTAL LOANS | 145,455,080 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -599,746 |
| Land And Building | 6,177,300 |
| Other Fixed Assets | 737,210 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,953,899 |
| All Other Assets | 58,260 |
| TOTAL ASSETS | 233,715,099 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 71,784 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,914,747 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,771,250 |
| Regular shares | 108,379,903 |
| All Other Shares & Deposits | 45,167,117 |
| TOTAL SHARES & DEPOSITS | 202,318,271 |
| TOTAL LIABILITIES | 205,304,802 |
| Regular Reserve | 0 |
| Other Reserves | -250,393 |
| Undivided Earnings | 28,660,690 |
| TOTAL EQUITY | 28,410,297 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 233,715,099 |
| INCOME & EXPENSE | |
| Loan Income | 6,050,768 |
| Investment Income | 1,112,779 |
| Other Income | 922,583 |
| Total Employee Compensation & Benefits | 3,601,459 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,632,364 |
| Non-operating Income & (Expense) | -4 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 222,134 |
| Cost of Funds | 1,370,750 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 316,595 |
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