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PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION

Jun, 30, 2021 — PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PORT ARTHUR, TX with 1 branch location and about $21.17 million in total assets. Opened 71 years ago in 1950, PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION has about 2,462 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313187474
Name:PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3100 CENTRAL MALL DRIVE
PORT ARTHUR, TX 77642
Phone:(409) 729-7938
Fax:(409) 729-7948
Website:http://www.pac-fcu.com
Branches:1 branch locations
Members:2,462
Credit Union Type:Federal Credit Union
Charter Number:7023
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1950
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$21,167,579
CEO/Manager:Sabrina D Miguez
Chairperson:Gene E Christian

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,651,626
TOTAL INVESTMENTS 3,234,638
Loans Held for Sale 0
 
 Real Estate Loans 2,659,077
 Unsecured Loans 1,828,524
 Other Loans 7,662,620
 TOTAL LOANS 12,150,221
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -104,758
 Land And Building 926,544
 Other Fixed Assets 25,684
 NCUSIF Deposit 173,305
 All Other Assets 1,110,319
  TOTAL ASSETS 21,167,579
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 381,950
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,280,158
 Regular shares 10,118,425
 All Other Shares & Deposits 5,912,751
  TOTAL SHARES & DEPOSITS 18,311,334
  TOTAL LIABILITIES 18,693,284
 Regular Reserve 396,045
 Other Reserves 0
 Undivided Earnings 2,078,250
  TOTAL EQUITY 2,474,295
  TOTAL LIABILITIES, SHARES, & EQUITY 21,167,579
INCOME & EXPENSE  
 Loan Income 349,399
 Investment Income 7,852
 Other Income 48,175
 Total Employee Compensation & Benefits 204,262
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 231,961
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 64,400
 Cost of Funds 30,456
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -19,290
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