Sep, 30, 2025 — RIVERFRONT FEDERAL CREDIT UNION is a federal credit union headquartered in WYOMISSING, PA with 2 branch locations and about $314.36 million in total assets. Opened 78 years ago in 1948, RIVERFRONT FEDERAL CREDIT UNION has about 23,232 members and employs 58 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVERFRONT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2609 Keiser Blvd WYOMISSING, PA 19610 |
| Phone: | (610) 374-8351 |
| Fax: | |
| Website: | https://www.riverfrontfcu.org/ |
| Branches: | 2 branch locations |
| Members: | 23,232 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5856 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $314,362,874 |
| CEO/Manager: | Tim McLeod |
| Chairperson: | John Kline |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,409,317 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 130,295,605 |
| Unsecured Loans | 29,191,355 |
| Other Loans | 72,898,606 |
| TOTAL LOANS | 232,385,567 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,813,670 |
| Land And Building | 9,611,947 |
| Other Fixed Assets | 529,624 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,868,486 |
| All Other Assets | 20,465 |
| TOTAL ASSETS | 314,362,874 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,474 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,970,399 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,486,440 |
| Regular shares | 74,778,052 |
| All Other Shares & Deposits | 164,212,022 |
| TOTAL SHARES & DEPOSITS | 287,476,514 |
| TOTAL LIABILITIES | 289,454,387 |
| Regular Reserve | 0 |
| Other Reserves | -1,014,567 |
| Undivided Earnings | 25,923,054 |
| TOTAL EQUITY | 24,908,487 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 314,362,874 |
| INCOME & EXPENSE | |
| Loan Income | 10,093,211 |
| Investment Income | 1,881,579 |
| Other Income | 1,456,036 |
| Total Employee Compensation & Benefits | 4,346,055 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,725,545 |
| Non-operating Income & (Expense) | 5,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,050,908 |
| Cost of Funds | 4,292,166 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 894,242 |
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