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FEDSTAR FEDERAL CREDIT UNION

Sep, 30, 2025 — FEDSTAR FEDERAL CREDIT UNION is a federal credit union headquartered in Salem, VA with 2 branch locations and about $23.78 million in total assets. Opened 79 years ago in 1947, FEDSTAR FEDERAL CREDIT UNION has about 3,581 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FEDSTAR FEDERAL CREDIT UNION
Address:
(Main Office)
2 W Main St
Salem, VA 24153
Phone:(540) 986-0652
Fax:(540) 986-0412
Website:https://www.fedstar.org
Branches:2 branch locations
Members:3,581
Credit Union Type:Federal Credit Union
Charter Number:5486
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1947
Last Audited:Dec 01, 2018
FHLB Member:No
Low Income Designation:No
Assets:$23,782,700
CEO/Manager:Jamie Priest
Chairperson:Lynn Cochran

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,938,525
TOTAL INVESTMENTS 52,111
Loans Held for Sale 0
 
 Real Estate Loans 603,039
 Unsecured Loans 5,146,430
 Other Loans 11,268,721
 TOTAL LOANS 17,018,190
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -468,866
 Land And Building 789,528
 Other Fixed Assets 54,205
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 230,417
 All Other Assets 168,590
  TOTAL ASSETS 23,782,700
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 82,964
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,406,457
 Regular shares 10,249,929
 All Other Shares & Deposits 9,212,881
  TOTAL SHARES & DEPOSITS 23,869,267
  TOTAL LIABILITIES 23,952,231
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings -169,531
  TOTAL EQUITY -169,531
  TOTAL LIABILITIES, SHARES, & EQUITY 23,782,700
INCOME & EXPENSE  
 Loan Income 298,410
 Investment Income 376
 Other Income 35,557
 Total Employee Compensation & Benefits 131,050
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 176,750
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 520
 Cost of Funds 68,905
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -16,482
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