Sep, 30, 2025 — FREMONT FEDERAL CREDIT UNION is a federal credit union headquartered in FREMONT, OH with 8 branch locations and about $361.37 million in total assets. Opened 80 years ago in 1946, FREMONT FEDERAL CREDIT UNION has about 22,167 members and employs 93 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FREMONT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 315 Croghan St FREMONT, OH 43420-3013 |
| Phone: | (419) 334-4434 |
| Fax: | |
| Website: | https://www.fremontfcu.com |
| Branches: | 8 branch locations |
| Members: | 22,167 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5370 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $361,366,052 |
| CEO/Manager: | Nicholas Cray |
| Chairperson: | Richard Egbert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,475,229 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 136,568,792 |
| Unsecured Loans | 31,084,087 |
| Other Loans | 79,397,454 |
| TOTAL LOANS | 247,050,332 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,326,605 |
| Land And Building | 8,033,740 |
| Other Fixed Assets | 693,276 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,772,912 |
| All Other Assets | 89,465 |
| TOTAL ASSETS | 361,366,052 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 472,893 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,976,149 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 51,029,035 |
| Regular shares | 100,024,107 |
| All Other Shares & Deposits | 158,966,995 |
| TOTAL SHARES & DEPOSITS | 310,020,138 |
| TOTAL LIABILITIES | 314,469,180 |
| Regular Reserve | 0 |
| Other Reserves | -4,936 |
| Undivided Earnings | 46,901,808 |
| TOTAL EQUITY | 46,896,872 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 361,366,052 |
| INCOME & EXPENSE | |
| Loan Income | 11,809,837 |
| Investment Income | 2,891,032 |
| Other Income | 1,827,053 |
| Total Employee Compensation & Benefits | 5,393,262 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,370,459 |
| Non-operating Income & (Expense) | -10,338 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 952,919 |
| Cost of Funds | 4,141,812 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,722,426 |
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