Sep, 30, 2025 — UTAH FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in SALT LAKE CITY, UT with 11 branch locations and about $1.13 billion in total assets. Opened 91 years ago in 1935, UTAH FIRST FEDERAL CREDIT UNION has about 44,331 members and employs 154 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UTAH FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 E South Temple SALT LAKE CITY, UT 84111 |
| Phone: | (801) 320-2600 |
| Fax: | (801) 320-2663 |
| Website: | https://www.utahfirst.com |
| Branches: | 11 branch locations |
| Members: | 44,331 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 528 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,134,830,796 |
| CEO/Manager: | Darin B Moody |
| Chairperson: | Dave Pendleton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 119,735,717 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,061,562 |
| Real Estate Loans | 706,901,526 |
| Unsecured Loans | 26,331,000 |
| Other Loans | 184,793,382 |
| TOTAL LOANS | 918,025,908 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,016,410 |
| Land And Building | 47,555,048 |
| Other Fixed Assets | 1,930,697 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,075,838 |
| All Other Assets | 831,315 |
| TOTAL ASSETS | 1,134,830,796 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 110,000,000 |
| Accounts Payable & Other Liabilities | 10,900,231 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 131,951,309 |
| Regular shares | 133,430,671 |
| All Other Shares & Deposits | 636,418,266 |
| TOTAL SHARES & DEPOSITS | 901,800,246 |
| TOTAL LIABILITIES | 1,022,700,477 |
| Regular Reserve | 0 |
| Other Reserves | 814,843 |
| Undivided Earnings | 111,315,476 |
| TOTAL EQUITY | 112,130,319 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,134,830,796 |
| INCOME & EXPENSE | |
| Loan Income | 47,179,049 |
| Investment Income | 3,652,781 |
| Other Income | 3,410,949 |
| Total Employee Compensation & Benefits | 12,526,884 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,645,817 |
| Non-operating Income & (Expense) | 200 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,250,000 |
| Cost of Funds | 21,945,847 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,104,664 |
| ↑ Back to Top | |