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UTAH FEDERAL CREDIT UNION

Sep, 30, 2022 — UTAH FEDERAL CREDIT UNION is a federal credit union headquartered in SALT LAKE CITY, UT with 1 branch location and about $28.00 million in total assets. Opened 72 years ago in 1951, UTAH FEDERAL CREDIT UNION has about 1,923 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UTAH FEDERAL CREDIT UNION
Address:
(Main Office)
564 E 300 S
SALT LAKE CITY, UT 84102
Phone:(801) 328-1521
Fax:(801) 355-3340
Website:https://www.ridgelinecu.com
Branches:1 branch locations
Members:1,923
Credit Union Type:Federal Credit Union
Charter Number:7546
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1951
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$27,996,390
CEO/Manager:Doug C Huntsman
Chairperson:REG V ECKER

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 534,843
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 6,039,340
 Unsecured Loans 1,011,893
 Other Loans 6,970,639
 TOTAL LOANS 14,021,872
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,891
 Land And Building 194,848
 Other Fixed Assets 65,882
 NCUSIF Deposit 242,928
 All Other Assets 0
  TOTAL ASSETS 27,996,390
LIABILITIES & CAPITAL:  
 Dividends Payable 2,920
 Notes & Interest Payable 383,998
 Accounts Payable & Other Liabilities 6,747
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,229,664
 Regular shares 5,791,589
 All Other Shares & Deposits 13,965,838
  TOTAL SHARES & DEPOSITS 24,987,091
  TOTAL LIABILITIES 25,380,756
 Regular Reserve 0
 Other Reserves 409,200
 Undivided Earnings 2,206,434
  TOTAL EQUITY 2,615,634
  TOTAL LIABILITIES, SHARES, & EQUITY 27,996,390
INCOME & EXPENSE  
 Loan Income 391,069
 Investment Income 139,300
 Other Income 37,076
 Total Employee Compensation & Benefits 229,239
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 207,262
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,950
 Cost of Funds 76,051
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 63,119
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