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UTAH FEDERAL CREDIT UNION

Dec, 31, 2021 — UTAH FEDERAL CREDIT UNION is a federal credit union headquartered in SALT LAKE CITY, UT with 1 branch location and about $27.49 million in total assets. Opened 71 years ago in 1951, UTAH FEDERAL CREDIT UNION has about 1,941 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UTAH FEDERAL CREDIT UNION
Address:
(Main Office)
564 E 300 S
SALT LAKE CITY, UT 84102
Phone:(801) 328-1521
Fax:(801) 355-3340
Website:http://www.ridgelinecu.com
Branches:1 branch locations
Members:1,941
Credit Union Type:Federal Credit Union
Charter Number:7546
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1951
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$27,488,068
CEO/Manager:Doug C Huntsman
Chairperson:REG V ECKER

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,748,037
TOTAL INVESTMENTS 11,114,285
Loans Held for Sale 0
 
 Real Estate Loans 5,862,491
 Unsecured Loans 892,546
 Other Loans 6,272,569
 TOTAL LOANS 13,027,606
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,406
 Land And Building 202,338
 Other Fixed Assets 61,411
 NCUSIF Deposit 218,242
 All Other Assets 154,555
  TOTAL ASSETS 27,488,068
LIABILITIES & CAPITAL:  
 Dividends Payable 3,605
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,084
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,106,986
 Regular shares 6,063,272
 All Other Shares & Deposits 13,743,606
  TOTAL SHARES & DEPOSITS 24,913,864
  TOTAL LIABILITIES 24,935,553
 Regular Reserve 409,200
 Other Reserves 0
 Undivided Earnings 2,143,315
  TOTAL EQUITY 2,552,515
  TOTAL LIABILITIES, SHARES, & EQUITY 27,488,068
INCOME & EXPENSE  
 Loan Income 487,541
 Investment Income 144,051
 Other Income 50,483
 Total Employee Compensation & Benefits 314,582
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 289,805
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 29,000
 Cost of Funds 112,775
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 112,572
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