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National Credit Union Service Organization

P & S CREDIT UNION

Dec, 31, 2021 — P & S CREDIT UNION is a federally insured state chartered credit union headquartered in SALT LAKE CITY, UT with 0 branch location and about $17.59 million in total assets. Opened 42 years ago in 1980, P & S CREDIT UNION has about 1,604 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 324079063
Name:P & S CREDIT UNION
Address:
(Main Office)
2250 S Redwood Rd Ste 6
SALT LAKE CITY, UT 84119-1356
Phone:(801) 973-0575
Fax:(801) 977-8414
Website:http://www.pandscu.org
Branches:0 branch locations
Members:1,604
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67056
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1980
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$17,592,737
CEO/Manager:Tammy Morgan
Chairperson:Allen Robins

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,262,581
TOTAL INVESTMENTS 965,378
Loans Held for Sale 0
 
 Real Estate Loans 3,592,314
 Unsecured Loans 608,582
 Other Loans 9,005,780
 TOTAL LOANS 13,206,676
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -142,835
 Land And Building 0
 Other Fixed Assets 67,251
 NCUSIF Deposit 140,196
 All Other Assets 93,490
  TOTAL ASSETS 17,592,737
LIABILITIES & CAPITAL:  
 Dividends Payable 734
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 282,327
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,389,340
 Regular shares 10,792,905
 All Other Shares & Deposits 2,790,253
  TOTAL SHARES & DEPOSITS 15,972,498
  TOTAL LIABILITIES 16,255,559
 Regular Reserve 975,177
 Other Reserves 131,309
 Undivided Earnings 230,692
  TOTAL EQUITY 1,337,178
  TOTAL LIABILITIES, SHARES, & EQUITY 17,592,737
INCOME & EXPENSE  
 Loan Income 531,602
 Investment Income 17,459
 Other Income 74,726
 Total Employee Compensation & Benefits 316,539
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 348,137
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 17,888
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,687
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