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National Credit Union Service Organization

P & S CREDIT UNION

Jun, 30, 2023 — P & S CREDIT UNION is a federally insured state chartered credit union headquartered in SALT LAKE CITY, UT with 0 branch location and about $19.42 million in total assets. Opened 44 years ago in 1980, P & S CREDIT UNION has about 1,633 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 324079063
Name:P & S CREDIT UNION
Address:
(Main Office)
2250 S Redwood Rd Ste 6
SALT LAKE CITY, UT 84119-1356
Phone:(801) 973-0575
Fax:(801) 977-8414
Website:https://www.pandscu.org
Branches:0 branch locations
Members:1,633
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67056
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1980
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$19,423,071
CEO/Manager:Tammy Morgan
Chairperson:Allen Robins

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 788,577
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,170,011
 Unsecured Loans 610,654
 Other Loans 11,134,769
 TOTAL LOANS 15,915,434
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -152,401
 Land And Building 0
 Other Fixed Assets 75,074
 NCUSIF Deposit 158,556
 All Other Assets 0
  TOTAL ASSETS 19,423,071
LIABILITIES & CAPITAL:  
 Dividends Payable 1,126
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 269,933
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,252,206
 Regular shares 11,122,526
 All Other Shares & Deposits 3,369,823
  TOTAL SHARES & DEPOSITS 17,744,555
  TOTAL LIABILITIES 18,015,614
 Regular Reserve 0
 Other Reserves 131,309
 Undivided Earnings 1,276,148
  TOTAL EQUITY 1,407,457
  TOTAL LIABILITIES, SHARES, & EQUITY 19,423,071
INCOME & EXPENSE  
 Loan Income 427,118
 Investment Income 34,323
 Other Income 52,387
 Total Employee Compensation & Benefits 224,174
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 250,171
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 14,283
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 89,691
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