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COUNTRYSIDE FEDERAL CREDIT UNION

Sep, 30, 2025 — COUNTRYSIDE FEDERAL CREDIT UNION is a federal credit union headquartered in EAST SYRACUSE, NY with 1 branch location and about $166.66 million in total assets. Opened 85 years ago in 1941, COUNTRYSIDE FEDERAL CREDIT UNION has about 4,802 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221380075
Name:COUNTRYSIDE FEDERAL CREDIT UNION
Address:
(Main Office)
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
Phone:(315) 445-2300
Fax:(315) 445-2441
Website:https://www.countryside.org
Branches:1 branch locations
Members:4,802
Credit Union Type:Federal Credit Union
Charter Number:4745
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1941
Last Audited:Sep 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$166,659,142
CEO/Manager:Benedict Gasser
Chairperson:Mitchell Franklin

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 29,257,922
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 118,762,696
 Unsecured Loans 1,659,461
 Other Loans 10,016,753
 TOTAL LOANS 130,438,910
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -397,487
 Land And Building 204,958
 Other Fixed Assets 87,907
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,275,484
 All Other Assets 0
  TOTAL ASSETS 166,659,142
LIABILITIES & CAPITAL:  
 Dividends Payable 38,256
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 919,925
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,894,337
 Regular shares 29,600,102
 All Other Shares & Deposits 89,290,422
  TOTAL SHARES & DEPOSITS 136,784,861
  TOTAL LIABILITIES 137,743,042
 Regular Reserve 0
 Other Reserves 1,956,373
 Undivided Earnings 26,959,727
  TOTAL EQUITY 28,916,100
  TOTAL LIABILITIES, SHARES, & EQUITY 166,659,142
INCOME & EXPENSE  
 Loan Income 1,200,162
 Investment Income 27,336
 Other Income 1,465
 Total Employee Compensation & Benefits 381,045
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 323,721
 Non-operating Income & (Expense) 305,324
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -74,914
 Cost of Funds 252,382
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 705,917
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