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CORE FEDERAL CREDIT UNION

Dec, 31, 2021 — CORE FEDERAL CREDIT UNION is a federal credit union headquartered in EAST SYRACUSE, NY with 2 branch locations and about $134.55 million in total assets. Opened 63 years ago in 1959, CORE FEDERAL CREDIT UNION has about 8,583 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CORE FEDERAL CREDIT UNION
Address:
(Main Office)
7200 Kirkville Rd
EAST SYRACUSE, NY 13057-9414
Phone:(315) 656-8220
Fax:(315) 656-9389
Website:http://www.core-fcu.com
Branches:2 branch locations
Members:8,583
Credit Union Type:Federal Credit Union
Charter Number:13037
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$134,551,481
CEO/Manager:william j sweeney
Chairperson:kevin d conroy

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 47,996,439
TOTAL INVESTMENTS 44,305,865
Loans Held for Sale 0
 
 Real Estate Loans 23,811,352
 Unsecured Loans 3,896,246
 Other Loans 11,159,264
 TOTAL LOANS 38,866,862
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -78,416
 Land And Building 733,409
 Other Fixed Assets 65,017
 NCUSIF Deposit 1,169,248
 All Other Assets 1,493,057
  TOTAL ASSETS 134,551,481
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 518,136
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 24,984,636
 Regular shares 68,862,638
 All Other Shares & Deposits 26,154,714
  TOTAL SHARES & DEPOSITS 120,001,988
  TOTAL LIABILITIES 120,520,124
 Regular Reserve 908,818
 Other Reserves 0
 Undivided Earnings 13,122,539
  TOTAL EQUITY 14,031,357
  TOTAL LIABILITIES, SHARES, & EQUITY 134,551,481
INCOME & EXPENSE  
 Loan Income 1,706,153
 Investment Income 1,226,531
 Other Income 308,128
 Total Employee Compensation & Benefits 1,319,611
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,233,695
 Non-operating Income & (Expense) -8,994
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -257,648
 Cost of Funds 143,995
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,635,819
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