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CORE FEDERAL CREDIT UNION

Mar, 31, 2021 — CORE FEDERAL CREDIT UNION is a federal credit union headquartered in EAST SYRACUSE, NY with 2 branch locations and about $130.17 million in total assets. Opened 62 years ago in 1959, CORE FEDERAL CREDIT UNION has about 8,907 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CORE FEDERAL CREDIT UNION
Address:
(Main Office)
7200 KIRKVILLE RD
EAST SYRACUSE, NY 13057-9414
Phone:(315) 656-8220
Fax:(315) 656-9389
Website:http://www.core-fcu.com
Branches:2 branch locations
Members:8,907
Credit Union Type:Federal Credit Union
Charter Number:13037
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$130,173,836
CEO/Manager:william j sweeney
Chairperson:kevin d conroy

Call Report

  • Commercial Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • In-School Branches
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 39,077,797
TOTAL INVESTMENTS 42,841,877
Loans Held for Sale 0
 
 Real Estate Loans 25,301,970
 Unsecured Loans 4,464,694
 Other Loans 15,081,301
 TOTAL LOANS 44,847,965
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,753
 Land And Building 759,479
 Other Fixed Assets 70,850
 NCUSIF Deposit 1,037,715
 All Other Assets 1,615,906
  TOTAL ASSETS 130,173,836
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 351,550
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,555,909
 Regular shares 67,496,416
 All Other Shares & Deposits 24,039,843
  TOTAL SHARES & DEPOSITS 117,092,168
  TOTAL LIABILITIES 117,443,718
 Regular Reserve 908,817
 Other Reserves 0
 Undivided Earnings 11,821,301
  TOTAL EQUITY 12,730,118
  TOTAL LIABILITIES, SHARES, & EQUITY 130,173,836
INCOME & EXPENSE  
 Loan Income 458,295
 Investment Income 296,344
 Other Income 66,136
 Total Employee Compensation & Benefits 325,586
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 231,999
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -13,460
 Cost of Funds 37,249
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 334,581
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