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RIVERTRUST FEDERAL CREDIT UNION

Mar, 31, 2021 — RIVERTRUST FEDERAL CREDIT UNION is a federal credit union headquartered in PEARL, MS with 1 branch location and about $177.98 million in total assets. Opened 86 years ago in 1935, RIVERTRUST FEDERAL CREDIT UNION has about 8,207 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIVERTRUST FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 97997
PEARL, MS 39288
Phone:(601) 664-2085
Fax:(601) 664-9717
Website:http://www.rivertrustfcu.com
Branches:1 branch locations
Members:8,207
Credit Union Type:Federal Credit Union
Charter Number:473
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$177,983,085
CEO/Manager:Kevin Long
Chairperson:Everett E Robinson

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,754,167
TOTAL INVESTMENTS 90,145,043
Loans Held for Sale 0
 
 Real Estate Loans 25,827,442
 Unsecured Loans 1,725,336
 Other Loans 35,122,350
 TOTAL LOANS 64,018,728
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -200,479
 Land And Building 1,873,507
 Other Fixed Assets 104,027
 NCUSIF Deposit 1,401,270
 All Other Assets 3,886,822
  TOTAL ASSETS 177,983,085
LIABILITIES & CAPITAL:  
 Dividends Payable 20,585
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 487,082
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,415,405
 Regular shares 52,583,975
 All Other Shares & Deposits 84,300,631
  TOTAL SHARES & DEPOSITS 149,300,011
  TOTAL LIABILITIES 149,807,678
 Regular Reserve 1,403,241
 Other Reserves 398,071
 Undivided Earnings 26,374,095
  TOTAL EQUITY 28,175,407
  TOTAL LIABILITIES, SHARES, & EQUITY 177,983,085
INCOME & EXPENSE  
 Loan Income 622,486
 Investment Income 236,052
 Other Income 119,121
 Total Employee Compensation & Benefits 362,124
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 287,294
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 17,561
 Cost of Funds 257,401
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 329,659
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