Sep, 30, 2025 — RIVERTRUST FEDERAL CREDIT UNION is a federal credit union headquartered in PEARL, MS with 1 branch location and about $162.52 million in total assets. Opened 91 years ago in 1935, RIVERTRUST FEDERAL CREDIT UNION has about 7,593 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVERTRUST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 409 Riverwind Dr PEARL, MS 39208-5917 |
| Phone: | (601) 664-2085 |
| Fax: | (601) 664-9717 |
| Website: | https://www.rivertrustfcu.com |
| Branches: | 1 branch locations |
| Members: | 7,593 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 473 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $162,523,214 |
| CEO/Manager: | Kevin Long |
| Chairperson: | Everett E Robinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,683,194 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,257,895 |
| Unsecured Loans | 1,985,845 |
| Other Loans | 47,425,607 |
| TOTAL LOANS | 88,037,877 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -427,432 |
| Land And Building | 2,600,078 |
| Other Fixed Assets | 375,934 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,348,573 |
| All Other Assets | 0 |
| TOTAL ASSETS | 162,523,214 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 435,778 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -62,790 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,398,596 |
| Regular shares | 48,492,583 |
| All Other Shares & Deposits | 75,550,247 |
| TOTAL SHARES & DEPOSITS | 136,441,426 |
| TOTAL LIABILITIES | 136,814,414 |
| Regular Reserve | 0 |
| Other Reserves | -5,810,117 |
| Undivided Earnings | 31,518,917 |
| TOTAL EQUITY | 25,708,800 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 162,523,214 |
| INCOME & EXPENSE | |
| Loan Income | 3,752,915 |
| Investment Income | 1,127,256 |
| Other Income | 504,256 |
| Total Employee Compensation & Benefits | 1,325,033 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,507,492 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 351,721 |
| Cost of Funds | 1,823,035 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 922,844 |
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