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PEARL MUNICIPAL FEDERAL CREDIT UNION

Jun, 30, 2023 — PEARL MUNICIPAL FEDERAL CREDIT UNION is a federal credit union headquartered in PEARL, MS with 1 branch location and about $2.03 million in total assets. Opened 43 years ago in 1981, PEARL MUNICIPAL FEDERAL CREDIT UNION has about 625 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PEARL MUNICIPAL FEDERAL CREDIT UNION
Address:
(Main Office)
2420 Old Brandon Rd
PEARL, MS 39208-4601
Phone:(601) 939-3126
Fax:
Website:https://pearlcu.com
Branches:1 branch locations
Members:625
Credit Union Type:Federal Credit Union
Charter Number:24880
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1981
Last Audited:Apr 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$2,034,949
CEO/Manager:Karen M Williams
Chairperson:Lanell White

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 180,471
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 375,921
 Other Loans 811,640
 TOTAL LOANS 1,187,561
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -927
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 16,336
 All Other Assets 0
  TOTAL ASSETS 2,034,949
LIABILITIES & CAPITAL:  
 Dividends Payable 2,700
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -168
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,642,782
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,642,782
  TOTAL LIABILITIES 1,645,314
 Regular Reserve 0
 Other Reserves 27,097
 Undivided Earnings 362,538
  TOTAL EQUITY 389,635
  TOTAL LIABILITIES, SHARES, & EQUITY 2,034,949
INCOME & EXPENSE  
 Loan Income 79,047
 Investment Income 1,887
 Other Income 5,721
 Total Employee Compensation & Benefits 27,748
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,585
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,004
 Cost of Funds 7,753
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,565
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