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MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION

Mar, 31, 2022 — MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSON, MS with 1 branch location and about $31.65 million in total assets. Opened 56 years ago in 1966, MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION has about 5,896 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265377510
Name:MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION
Address:
(Main Office)
613 S West St
JACKSON, MS 39201-5506
Phone:(601) 948-8191
Fax:(601) 948-8198
Website:http://www.mspecu.org
Branches:1 branch locations
Members:5,896
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63442
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1966
Last Audited:Apr 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$31,651,736
CEO/Manager:Debbie Cox
Chairperson:Mark Johnson

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,596,365
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,609,898
 Other Loans 7,759,289
 TOTAL LOANS 9,369,187
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -22,099
 Land And Building 368,384
 Other Fixed Assets 15,436
 NCUSIF Deposit 243,356
 All Other Assets 0
  TOTAL ASSETS 31,651,736
LIABILITIES & CAPITAL:  
 Dividends Payable 23
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 85,328
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,758,472
 Regular shares 19,380,983
 All Other Shares & Deposits 5,705,968
  TOTAL SHARES & DEPOSITS 27,845,423
  TOTAL LIABILITIES 27,930,774
 Regular Reserve 0
 Other Reserves 745
 Undivided Earnings 3,720,217
  TOTAL EQUITY 3,720,962
  TOTAL LIABILITIES, SHARES, & EQUITY 31,651,736
INCOME & EXPENSE  
 Loan Income 163,825
 Investment Income 24,833
 Other Income 74,376
 Total Employee Compensation & Benefits 138,147
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 166,656
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,537
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,058
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