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MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION

Jun, 30, 2023 — MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSON, MS with 1 branch location and about $31.82 million in total assets. Opened 58 years ago in 1966, MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION has about 5,740 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265377510
Name:MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION
Address:
(Main Office)
613 S West St
JACKSON, MS 39201-5506
Phone:(601) 948-8191
Fax:(601) 948-8198
Website:https://www.mspecu.org
Branches:1 branch locations
Members:5,740
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63442
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1966
Last Audited:Apr 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$31,821,534
CEO/Manager:Debbie Cox
Chairperson:Mark Johnson

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,673,860
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,753,318
 Other Loans 7,638,630
 TOTAL LOANS 9,391,948
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,124
 Land And Building 363,176
 Other Fixed Assets 18,740
 NCUSIF Deposit 274,404
 All Other Assets 0
  TOTAL ASSETS 31,821,534
LIABILITIES & CAPITAL:  
 Dividends Payable 25
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 89,574
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,793,274
 Regular shares 18,873,891
 All Other Shares & Deposits 6,264,629
  TOTAL SHARES & DEPOSITS 27,931,794
  TOTAL LIABILITIES 28,021,393
 Regular Reserve 0
 Other Reserves -17
 Undivided Earnings 3,800,158
  TOTAL EQUITY 3,800,141
  TOTAL LIABILITIES, SHARES, & EQUITY 31,821,534
INCOME & EXPENSE  
 Loan Income 488,649
 Investment Income 144,587
 Other Income 270,280
 Total Employee Compensation & Benefits 388,784
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 552,241
 Non-operating Income & (Expense) 6,950
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,632
 Cost of Funds 5,672
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 83,998
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