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MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION

Jun, 30, 2021 — MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in Jackson, MS with 1 branch location and about $30.54 million in total assets. Opened 55 years ago in 1966, MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION has about 6,130 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265377510
Name:MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION
Address:
(Main Office)
613 S West St
Jackson, MS 39201-5506
Phone:(601) 948-8191
Fax:(601) 948-8198
Website:http://www.mspecu.org
Branches:1 branch locations
Members:6,130
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63442
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1966
Last Audited:Apr 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$30,544,846
CEO/Manager:Debbie Cox
Chairperson:Robert Fagen Jr

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,616,143
TOTAL INVESTMENTS 14,226,005
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,604,695
 Other Loans 7,405,440
 TOTAL LOANS 9,010,135
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -25,122
 Land And Building 376,196
 Other Fixed Assets 17,989
 NCUSIF Deposit 243,356
 All Other Assets 80,144
  TOTAL ASSETS 30,544,846
LIABILITIES & CAPITAL:  
 Dividends Payable 46
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 108,355
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,561,560
 Regular shares 23,260,430
 All Other Shares & Deposits 904,098
  TOTAL SHARES & DEPOSITS 26,726,088
  TOTAL LIABILITIES 26,834,489
 Regular Reserve 353,685
 Other Reserves 1,421
 Undivided Earnings 3,355,251
  TOTAL EQUITY 3,710,357
  TOTAL LIABILITIES, SHARES, & EQUITY 30,544,846
INCOME & EXPENSE  
 Loan Income 301,582
 Investment Income 39,187
 Other Income 121,447
 Total Employee Compensation & Benefits 265,318
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 367,564
 Non-operating Income & (Expense) 18,000
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -6,189
 Cost of Funds 3,448
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -45,644
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