Sep, 30, 2025 — GALAXY FEDERAL CREDIT UNION is a federal credit union headquartered in FRANKLIN, PA with 1 branch location and about $68.95 million in total assets. Opened 86 years ago in 1940, GALAXY FEDERAL CREDIT UNION has about 4,560 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GALAXY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1313 Liberty St FRANKLIN, PA 16323 |
| Phone: | (814) 432-1207 |
| Fax: | (814) 437-3134 |
| Website: | https://www.galaxyfcu.com |
| Branches: | 1 branch locations |
| Members: | 4,560 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4116 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,948,549 |
| CEO/Manager: | Donald G Pfohl |
| Chairperson: | Dennis Hoover |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,693,308 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,129,604 |
| Unsecured Loans | 1,381,732 |
| Other Loans | 20,192,730 |
| TOTAL LOANS | 30,704,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -179,403 |
| Land And Building | 176,370 |
| Other Fixed Assets | 65,057 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 526,229 |
| All Other Assets | 0 |
| TOTAL ASSETS | 68,948,549 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 98,970 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 279,129 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,479,705 |
| Regular shares | 25,769,045 |
| All Other Shares & Deposits | 19,060,798 |
| TOTAL SHARES & DEPOSITS | 56,309,551 |
| TOTAL LIABILITIES | 56,687,650 |
| Regular Reserve | 0 |
| Other Reserves | -12,710 |
| Undivided Earnings | 12,273,609 |
| TOTAL EQUITY | 12,260,899 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,948,549 |
| INCOME & EXPENSE | |
| Loan Income | 1,312,109 |
| Investment Income | 820,960 |
| Other Income | 59,682 |
| Total Employee Compensation & Benefits | 596,896 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 663,396 |
| Non-operating Income & (Expense) | 10,511 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 44,330 |
| Cost of Funds | 584,315 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 464,215 |
| ↑ Back to Top | |