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MEMBERS FINANCIAL FEDERAL CREDIT UNION

Sep, 30, 2025 — MEMBERS FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in MIDLAND, TX with 1 branch location and about $33.83 million in total assets. Opened 86 years ago in 1940, MEMBERS FINANCIAL FEDERAL CREDIT UNION has about 3,318 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MEMBERS FINANCIAL FEDERAL CREDIT UNION
Address:
(Main Office)
3100 Sunburst Dr
MIDLAND, TX 79707
Phone:(432) 520-3443
Fax:(432) 520-3570
Website:https://www.membersffcu.org
Branches:1 branch locations
Members:3,318
Credit Union Type:Federal Credit Union
Charter Number:4020
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$33,830,074
CEO/Manager:Rebecca Wisdom
Chairperson:Ronnie Looney

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,167,496
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,891,345
 Unsecured Loans 2,381,602
 Other Loans 14,158,581
 TOTAL LOANS 20,431,529
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -82,441
 Land And Building 355,798
 Other Fixed Assets 17,986
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 254,420
 All Other Assets 0
  TOTAL ASSETS 33,830,074
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 460,246
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,588,143
 Regular shares 11,623,271
 All Other Shares & Deposits 15,798,799
  TOTAL SHARES & DEPOSITS 30,010,214
  TOTAL LIABILITIES 30,470,460
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,359,614
  TOTAL EQUITY 3,359,614
  TOTAL LIABILITIES, SHARES, & EQUITY 33,830,074
INCOME & EXPENSE  
 Loan Income 909,911
 Investment Income 325,157
 Other Income 202,486
 Total Employee Compensation & Benefits 597,745
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 542,178
 Non-operating Income & (Expense) 286,726
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 54,618
 Cost of Funds 445,294
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 229,726
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