Sep, 30, 2025 — GENERATIONS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 7 branch locations and about $745.23 million in total assets. Opened 86 years ago in 1940, GENERATIONS COMMUNITY FEDERAL CREDIT UNION has about 47,175 members and employs 170 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GENERATIONS COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1100 NW Loop 410 SAN ANTONIO, TX 78213 |
| Phone: | (210) 229-1800 |
| Fax: | |
| Website: | https://www.mygenfcu.org |
| Branches: | 7 branch locations |
| Members: | 47,175 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4015 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $745,226,371 |
| CEO/Manager: | Rick Divina |
| Chairperson: | Larry Reed |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,342,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 100,000 |
| Real Estate Loans | 328,600,168 |
| Unsecured Loans | 63,700,387 |
| Other Loans | 148,944,457 |
| TOTAL LOANS | 555,427,584 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,944,641 |
| Land And Building | 40,717,076 |
| Other Fixed Assets | 3,629,098 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,991,845 |
| All Other Assets | 90,725 |
| TOTAL ASSETS | 745,226,371 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 334,180 |
| Notes & Interest Payable | 51,000,000 |
| Accounts Payable & Other Liabilities | 6,582,732 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 130,520,166 |
| Regular shares | 187,048,593 |
| All Other Shares & Deposits | 309,178,852 |
| TOTAL SHARES & DEPOSITS | 626,747,610 |
| TOTAL LIABILITIES | 684,675,426 |
| Regular Reserve | 0 |
| Other Reserves | -5,916,965 |
| Undivided Earnings | 66,467,910 |
| TOTAL EQUITY | 60,550,945 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 745,226,371 |
| INCOME & EXPENSE | |
| Loan Income | 25,063,121 |
| Investment Income | 4,609,095 |
| Other Income | 4,532,814 |
| Total Employee Compensation & Benefits | 11,445,999 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,244,772 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,894,596 |
| Cost of Funds | 12,065,248 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -425,678 |
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