Sep, 30, 2025 — ATLANTIC CITY ELECTRIC CO EMP FEDERAL CREDIT UNION is a federal credit union headquartered in MAYS LANDING, NJ with 1 branch location and about $61.60 million in total assets. Opened 86 years ago in 1940, ATLANTIC CITY ELECTRIC CO EMP FEDERAL CREDIT UNION has about 3,901 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATLANTIC CITY ELECTRIC CO EMP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5100 Harding Hwy Ste 103 MAYS LANDING, NJ 08330-2260 |
| Phone: | (609) 625-6928 |
| Fax: | (609) 625-5385 |
| Website: | https://www.acecefcu.org |
| Branches: | 1 branch locations |
| Members: | 3,901 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3755 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $61,603,874 |
| CEO/Manager: | Michelle D Stiles |
| Chairperson: | Nathan Kazier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,913,621 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,391,243 |
| Unsecured Loans | 3,776,811 |
| Other Loans | 14,921,280 |
| TOTAL LOANS | 22,089,333 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -275,641 |
| Land And Building | 0 |
| Other Fixed Assets | 21,707 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 527,617 |
| All Other Assets | 0 |
| TOTAL ASSETS | 61,603,874 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 89,176 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,188,125 |
| Regular shares | 39,421,044 |
| All Other Shares & Deposits | 2,462,415 |
| TOTAL SHARES & DEPOSITS | 55,071,583 |
| TOTAL LIABILITIES | 55,160,759 |
| Regular Reserve | 0 |
| Other Reserves | -1,025,079 |
| Undivided Earnings | 7,468,194 |
| TOTAL EQUITY | 6,443,115 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 61,603,874 |
| INCOME & EXPENSE | |
| Loan Income | 970,844 |
| Investment Income | 864,835 |
| Other Income | 269,916 |
| Total Employee Compensation & Benefits | 631,087 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 772,562 |
| Non-operating Income & (Expense) | 20,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 135,854 |
| Cost of Funds | 153,243 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 442,949 |
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